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With an incredible 6x earn rate on grocery purchases, Scotiabank Gold American Express credit card now comes with a formidable 45,000 bonus Scene+TM points, and No Annual Fee in first year! 45,000 points is equivalent to $450 towards travel, and the annual fee is worth $120. Thats $620 in value just for getting the card, awesome if you ask me. Account for the incredible earn rates and the no FX markup, this card is a must in every household. The current bonus applies to new accounts opened by April 30, 2023.
The new 45,000 bonus is split in two portions, cardmembers get 25,000 Scene+ points with the first $1,000 spend in everyday eligible purchases within the first 3 months. Plus, for a limited time, an additional 20,000 Scene+ points for $7,500 spend in everyday eligible purchases on the account in first year.
Review: Scotiabank Gold American Express Card – Apply Now
- Annual Fee: First Year Free ($120 otherwise)
- Welcome Bonus: 25,000 Scene+ points with $1000 spend in first three months, additional 20,000 bonus with annual spend of $7,500 in everyday purchases
- Earning Rate:
- 6X on Grocery – Sobeys, IGA, Safeway, Foodland, FreshCo, Voilà by Sobeys, Voilà by IGA, Voilà by Safeway, Chalo! FreshCo, Thrifty Foods, IGA West, Les Marchés Tradition, Rachelle Béry, and Co-Op locations
- 5X at other Grocery locations, Dining and Entertainment (Canada only)
- 3X Gas, Daily Transit, Select Streaming Services (Canada only)
- 1X on all other purchases
- Other Key Benefits:
- No FX mark up – Foreign Currency Conversion Fee of 0%
- Trip Cancellation and Trip Interruption Insurance: Coverage of $1,500 per person for eligible expenses (max $10,000 per trip)
- Comprehensive Travel and shopping Insurance coverage
- Redeeming Scene+ points
- Book directly through Scotia Rewards® Travel Service (full-service travel agency): 1 cent a piece, 10,000 points for $100 and so on..
- Book with ANY Travel Provider: Apply points at 1 cent a piece (10,000 points = $100)
- Redeem as Statement Credit: Redemption value can range from 0.6-0.8 cents per point
- Redeem for gift cards, prepaid cards or other merchandise
Detailed list of benefits and perks of the card are listed here
An everyday card with elite redemption abilities, Scotiabank Gold American Express Card is a true heavy hitter in a very competitive travel credit card market in Canada, and one I prescribe for every canadian wallet. Make sure to apply and open an account by April 30, 2023.
