Unlock great value with the new Tims Credit Card

by Anshul
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Tims Financial has officially entered the rewards space with the impressive Tims® Credit Card launch, targeting all coffee lovers and Tim Hortons aficionados. The Tims Credit Card is a Mastercard®, powered by Neo Financial, with no annual fee and designed to offer quicker ways to earn Tims Rewards Points. Imagine earning rewards while you go about your daily routine – from grocery shopping to commuting and satisfying your Tim Hortons cravings. The card offers incredible potential to unlock rewards and benefits that cater to your everyday needs.

Tims Credit CardWelcome Offer

Tims Credit Card

New Card members can make a head start with up to 5,000 bonus points on top of their regular earnings. Make your first Tims Credit Card purchase within 30 days of approval and enjoy 2,000 bonus points. For the next three months, if you spend over $200 on qualifying purchases, you’ll receive an additional 1,000 bonus points each month. That’s 5,000 bonus points on top of regular earnings.

Tims Credit CardEarning Potential

With the Tims® Credit Card, earn a remarkable 15 points per dollar spent at Tim Horton’s locations. That means every coffee run at Tim Hortons will bring you one step closer to complimentary coffee, wraps, lunch and delectable treats.

That’s not all; earn up to 5 Tims Rewards Points for every dollar spent – 5 points per $1 on groceries, gas, EV charging, and transit. Whether stocking up on essentials, filling up your tank, or commuting around town, you’ll be racking the points effortlessly.

Let’s assume the minimum spend of $200 for three months at a grocery store (5 points per $1). New Card members will earn 8000 points (5,000 bonus + 3,000 regular earnings). A glance at the redemption rates reveals that the welcome offer and the earning potential on the card unlock some serious value at Tim Hortons;

Tim Hortons Redemption options

Tims Credit Card – Beyond the Ordinary

But wait, there’s more! The Tims® Credit Card is not just about earning points; it’s about an array of benefits that ensure you’re not only earning rewards but also enjoying peace of mind:

  • No Annual Fee: Say goodbye to those pesky annual fees.
  • Extended Warranty: Extend the manufacturer’s warranty for your purchases for up to one year. From gadgets to appliances, your purchases are protected.
  • Purchase Protection: Most items you buy using your Tims Credit Card are covered for 90 days after purchase. If anything goes wrong, you’re covered for repairs, replacements, or reimbursements up to $1,000 per incident.
  • Mastercard Zero Liability: Your card protects against unauthorized purchases, ensuring that you’re not liable for any unauthorized transactions on your card.
  • Mobile Payment Convenience: Add your Tims Credit Card to your Apple Wallet or Google Wallet for seamless mobile payments wherever Mastercard is accepted.
  • Real-time Notifications: Stay in the know with real-time transaction notifications, so you’re always aware of your spending.


The Tims Credit Card can be a gateway to elevating your rewards game. With points that effortlessly accumulate, an impressive welcome offer, and a suite of benefits that add convenience and peace of mind to your everyday life, this card is a must for all Tim Hortons aficionados. Apply for the Tims® Credit Card now and unlock free coffee, beverages, food, and delightful moments at Tim Hortons.

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