Points Miles and Bling
  • Home
  • Reviews
    • Flight Reviews
    • Lounge Reviews
    • Hotel Reviews
  • Credit Cards
    • BMO Credit Cards
    • Rogers Bank
    • Royal Bank of Canada (RBC)
    • Scotiabank
    • TD Canada
  • Bank Accounts
    • BMO Accounts
    • EQ Bank
    • Scotiabank (Chequing/Savings)
  • Guides
  • About

BMO Accounts

by Anshul
a blue credit card with white text and symbols

Table of Contents

  • Premium Chequing Account – Apply Now
  • Performance Chequing Account – Apply Now 
Premium Chequing Account – Apply Now
  • Monthly Fees: $0* or $30.95 (*No fee with a minimum monthly balance of $6,000)
  • Welcome Bonus: Up to $700 Cash Bonus available until November 3, 2025.
    • Step 1:
      • Earn $500 when you open a new BMO Performance or Premium Plan Chequing Account and make a deposit of any amount by November 3, 2025. Complete two of the following by December 31, 2025:
        • Set up a recurring direct deposit of at least $500; and/or
        • Make two eligible online bill payments of at least $50 to different billers; and/or
        • Set up two eligible pre-authorized debits of at least $50 to different billers.
    • Step 2: (You must complete Step 1 to qualify for Step 2)
      • Earn $50 Walmart Canada eGift Card when you open a Savings Amplifier Account by November 3, 2025, and deposit any amount by November 28, 2025.
      • Earn $150 when you open a Savings Amplifier Account by November 3, 2025 and complete the following:
        • Deposit a total $10,000 or more into the Savings Amplifier Account within the first 30 calendar days of opening the Savings Amplifier Account
        • After the initial 30-day period from the Savings Amplifier Account open date, maintain a daily closing balance of $10,000 or more at all times for an additional 90 calendar days.
    • Step 3: (You must complete Step 1 to qualify for Step 3)
      • Earn an extra $50 when you invite a family member as part of a BMO Family Bundle and have them open their account by November 3, 2025.
  • Perks and Benefits:
    • Unlimited Debit Transactions†
    • Unlimited INTERAC e-Transferã Transactions†
    • Unlimited free Global ATM withdrawals†
    • No-fee Global Money Transfer†
    • No Overdraft Protection fee†
    • Up to $150 rebate on annual fee for eligible credit cards†
    • OnGuard Identity Theft Protection Included†
    • No-fee daily banking with Family Bundle†
    • Canadian dollar and US dollar chequing and saving accounts at no cost†

When opening a BMO Premium Chequing account or switching to one, it’s important to ensure you meet the eligibility criteria to receive the promotional bonuses. If you qualify, the chequing and family bundle cash bonus will be credited to your account by December 30, 2025, and the Walmart eGift card and Savings cash bonus will be credited by February 27, 2026. Note that if you already have a BMO chequing account, or if you closed one between June 6, 2024, and September 30, 2025, you won’t be eligible for this promotion. Additionally, for the bill payments requirement, each payment must be made to a different biller account number — for example, paying the same phone bill twice won’t count.

* A detailed list of benefits and perks of the account is listed here 

a blue credit card with a popsicle and a yellow and red sign

Performance Chequing Account – Apply Now 
  • Monthly Fees: $0* or $17.95 (*No fee with a minimum monthly balance of $4,000)
  • Welcome Bonus: Up to $700 Cash Bonus available until November 3, 2025
    • Step 1:
      • Earn $500 when you open a new BMO Performance or Premium Plan Chequing Account and make a deposit of any amount by November 3, 2025. Complete two of the following by December 31, 2025:
        • Set up a recurring direct deposit of at least $500; and/or
        • Make two eligible online bill payments of at least $50 to different billers; and/or
        • Set up two eligible pre-authorized debits of at least $50 to different billers.
    • Step 2: (You must complete Step 1 to qualify for Step 2)
      • Earn $50 Walmart Canada eGift Card when you open a Savings Amplifier Account by November 3, 2025, and deposit any amount by November 28, 2025.
      • Earn $150 when you open a Savings Amplifier Account by November 3, 2025 and complete the following:
        • Deposit a total $10,000 or more into the Savings Amplifier Account within the first 30 calendar days of opening the Savings Amplifier Account
        • After the initial 30-day period from the Savings Amplifier Account open date, maintain a daily closing balance of $10,000 or more at all times for an additional 90 calendar days.
    • Step 3: (You must complete Step 1 to qualify for Step 3)
      • Earn an extra $50 when you invite a family member as part of a BMO Family Bundle and have them open their account by November 3, 2025.
  • Perks and Benefits:
    • Unlimited Debit Transactions†
    • Unlimited INTERAC e-Transferã Transactions†
    • 1 Canadian withdrawal included per month, then $2 each in Canada, $5 each outside of Canada†
    • No-fee Global Money Transfer†
    • Up to $40 rebate on annual fee for eligible credit cards†
    • OnGuard Identity Theft Protection Included†
    • No-fee daily banking with Family Bundle†
    • Canadian dollar and US dollar chequing and saving accounts at no cost†

When opening a BMO Performance Chequing account or switching to one, it’s important to ensure you meet the eligibility criteria to receive the promotional bonuses. If you qualify, the chequing and family bundle cash bonus will be credited to your account by December 30, 2025, and the Walmart eGift card and Savings cash bonus will be credited by February 27, 2026. Note that if you already have a BMO chequing account, or if you closed one between June 6, 2024, and September 30, 2025, you won’t be eligible for this promotion. Additionally, for the bill payments requirement, each payment must be made to a different biller account number — for example, paying the same phone bill twice won’t count.

* Terms and conditions apply. A detailed list of benefits and perks of the account is listed here.

Share FacebookTwitterPinterestThreadsBlueskyEmail
Facebook Twitter Instagram Email
a black text on a white background

Subscribe to the PMB Newsletter

Popular Posts

  • 1

    Review: 15 hours in Air Canada Premium Economy from Dubai to Toronto

    January 14, 2025
  • 2

    New Air Canada Domestic Routes from Ottawa and Vancouver

    September 21, 2025
  • 3

    Review: Air India First Class from Delhi to Washington DC, on 777-300ER

    September 2, 2025
  • 4

    Review: Singapore Airlines Business Class Lounge Melbourne

    August 21, 2024

Recent Comments

  • http://Olivia
    Olivia

    Hello! Do you know who is in charge of the renovations for…

  • http://Anshul
    Anshul

    Yes, you can sign up for the showers once you are inside…

  • http://Anne
    Anne

    Hi Anshul. Thanks for review. I am travelling as an Emirates BC…

  • http://Anshul
    Anshul

    Dosent exist unfortunately - offer ended Aug 18th.

  • About
  • Contact
  • Privacy Policy

© Points Miles and Bling All Rights Reserved.

Unauthorized use and/or duplication of this material without express and written permission from this site’s author and/or owner is strictly prohibited. Excerpts and links may be used, provided that full and clear credit is given to Points Miles and Bling with appropriate and specific directions to the original content.

Points Miles and Bling
  • Home
  • Reviews
    • Flight Reviews
    • Lounge Reviews
    • Hotel Reviews
  • Credit Cards
    • BMO Credit Cards
    • Rogers Bank
    • Royal Bank of Canada (RBC)
    • Scotiabank
    • TD Canada
  • Bank Accounts
    • BMO Accounts
    • EQ Bank
    • Scotiabank (Chequing/Savings)
  • Guides
  • About