Scotiabank Chequing

by Anshul
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I prefer banking that is tailored to fit my unique needs and lifestyle. That’s precisely what Scotiabank accounts aim to deliver – a diverse range of chequing and savings accounts catering to your financial requirements. Whether you’re a tech-savvy mobile banking enthusiast, someone who values personalized financial advice, or a shopper who seeks convenient payment options like VISA Debit and Interac Flash, Scotia accounts have you covered. Enjoy free credit score checks, mobile cheque deposits, and rewards on everyday purchases. The key to saving on bank fees starts with choosing the correct account. Let’s explore the range of Chequing and Savings account options offered by Scotiabank.

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Scotiabank Ultimate Package – Apply Now

  • Monthly Fees: $0* or $30.95 (*No monthly account fee by maintaining a minimum daily closing balance of $6,000 for the entire month)
  • Welcome Bonus: Switch to a banking bundle and earn up to $1,000*
    • Earn $700 Package Bonus when you;
      • Open your new chequing account from October 30, 2026, to March 4, 2027.
      • Set up and receive one eligible automated direct deposit (like payroll or pension) within 60 days of opening an Eligible Chequing Account. It must recur for at least four consecutive months.
      • Complete one of the following within the first 60 days of your new account opening:
        • Set up and make one eligible pre-authorized transaction (e.g. mortgage, insurance, or rent) of at least $50 that recurs for at least 4 months in a row.
        • Make one eligible bill payment (like a phone or utility bill) of at least $50 through Scotia’s online or mobile banking
        • Make five eligible Visa* Debit purchases using your ScotiaCard®
    • Earn $200 Registered Bundle Bonus when you;
      • Meet all conditions of the $700 Package Bonus offer.
      • Within 60 days of opening your eligible chequing account, open your first eligible Registered Retirement Savings Plan (RRSP), Tax-Free Savings Account (TFSA) or First Home Savings Account (FHSA).
    • Earn $100 Credit Card Bundle Bonus when you;
      • Meet all conditions of the $700 Package Bonus offer.
      • Apply and be approved for an eligible Credit Card within 60 days of opening your chequing account.
      • Then, make at least one qualifying purchase within 60 days of opening your eligible Credit Card.
  • Perks and Benefits:
    • Unlimited debit and Interac e-Transfer† transactions
    • Ongoing annual fee rebate on select credit cards (up to $150)
    • Up to 100 free trades per year with Scotia iTRADE®
    • Shell benefits – Scene+™ Points.
    • Unlimited transactions and free global ATM withdrawals.
    • No monthly fee on a Basic Plus Bank  Account & Scotia® U.S. Dollar Daily Interest Account.
    • Preferred rates on eligible STEP mortgages and select foreign exchanges.

*Conditions apply. See Account Provider’s website for complete account details, terms and current offers. Reasonable efforts are made to maintain accuracy of information. Refer to the Scotiabank page for up-to-date offer terms and conditions.

Scotiabank Preferred Package – Apply Now

  • Monthly Fees: $0* or $16.95 (*No monthly account fee by maintaining a minimum daily closing balance of $4,000 for the entire month)
  • Welcome Bonus:  Switch to a banking bundle and earn up to $1,000*
    • Earn $700 Package Bonus when you;
      • Open your new chequing account from October 30, 2026, to March 4, 2027.
      • Set up and receive one eligible automated direct deposit (like payroll or pension) within 60 days of opening an Eligible Chequing Account. It must recur for at least four consecutive months.
      • Complete one of the following within the first 60 days of your new account opening:
        • Set up and make one eligible pre-authorized transaction (e.g. mortgage, insurance, or rent) of at least $50 that recurs for at least 4 months in a row.
        • Make one eligible bill payment (like a phone or utility bill) of at least $50 through Scotia’s online or mobile banking
        • Make five eligible Visa* Debit purchases using your ScotiaCard®
    • Earn $200 Registered Bundle Bonus when you;
      • Meet all conditions of the $700 Package Bonus offer.
      • Within 60 days of opening your eligible chequing account, open your first eligible Registered Retirement Savings Plan (RRSP), Tax-Free Savings Account (TFSA) or First Home Savings Account (FHSA).
    • Earn $100 Credit Card Bundle Bonus when you;
      • Meet all conditions of the $700 Package Bonus offer.
      • Apply and be approved for an eligible Credit Card within 60 days of opening your chequing account.
      • Then, make at least one qualifying purchase within 60 days of opening your eligible Credit Card.
  • Perks and Benefits
    • Unlimited debit transactions and Interac e-transfer transactions
    • First year annual fee rebate on select credit cards (up to $40)
    • Earn points on every day purchases with the Scene+™ program

*Conditions apply. See Account Provider’s website for complete account details, terms and current offers. Reasonable efforts are made to maintain accuracy of information. Refer to the Scotiabank page for up-to-date offer terms and conditions.