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RBC VIP banking – Apply Now
The RBC VIP Banking account is the most exclusive chequing account offered by RBC, designed for clients seeking premium banking services and comprehensive benefits. This account is suited for individuals who want to enjoy unlimited transactions, enhanced savings options, and various perks such as earning Avion points and having fee-free access to ATMs worldwide.
- Monthly Fees: $30*
- No minimum balance requirement to maintain the account
- RBC also offers a satisfaction guarantee. If you are not completely satisfied with the account within the first four months of opening it, RBC will refund your monthly fees for up to three months.
- Limited Time Offer: Get the new Apple Watch* for opening an eligible new account and completing the qualifying criteria. Plus, get Apple Music and Apple Fitness+ at no cost for 3 months with your new Apple Watch.
- Open an eligible RBC bank account* by June 1, 2026
- Set up and complete two of the following qualifying criteria by August 10, 2026:
- Your payroll or pension as a direct deposit
- Two pre-authorized monthly payments
- Two eligible bill payments to a service provider
- Perks and Benefits
- Unlimited Transactions Worldwide*: Unlimited tap, swipe, and debit transactions worldwide.
- No RBC Fee at ATMs Worldwide*: No RBC fees when using ATMs worldwide on your primary operating account.
- Additional Accounts with No Monthly Fees*: RBC VIP Banking customers can open up to two additional Canadian dollar deposit accounts and one U.S. dollar account with no monthly fees.
- The eligible Canadian dollar accounts include RBC Day-to-Day Banking, RBC Enhanced Savings, and RBC Day-to-Day Savings accounts, while the U.S. dollar account is limited to the U.S. Personal Account.
- $30/month*: As low as $17.05/month with the Value Program rebate, or $22.50/month after the Seniors Rebate
- No minimum balance requirement
- Credit Card Fee Rebates*: Rebates on credit card annual fees.
- A partial rebate of $120 for the primary cardholder and $50 for the co-applicant on the RBC Avion Visa Infinite Privilege card.
- Full annual fee rebate for both the primary cardholder and any additional cardholders, including co-applicants and authorized users for RBC Avion Visa Infinite, RBC Avion Visa Platinum, RBC Rewards Visa Preferred, RBC U.S. Dollar Visa Gold, RBC British Airways Visa Infinite, RBC Cash Back Preferred World Elite Mastercard, and the WestJet RBC World Elite Mastercard.
- Earn Avion Points*: Earn Avion points on everyday purchases. 1 Avion point for every $10 spent.
- Free Interac e-Transfer Transactions*: Send money easily using Interac e-Transfer without incurring additional charges.
- Savings on Gas*: When you link your Banking account to your Petro-Points card, you will save 3¢ per litre on fuel at participating Petro-Canada locations.
The RBC VIP Banking account provides a wealth of premium features, making it an ideal option for those who need flexible banking solutions, international access, and valuable rewards from everyday transactions. Whether you’re looking for multiple no-fee accounts, substantial savings on credit card fees, or the ability to earn points and save on gas, RBC VIP Banking delivers an all-in-one solution.
A Detailed list of all the benefits of the RBC VIP Banking account can be found here.
*Conditions Apply. View Legal Disclaimers
RBC Signature No Limit Banking – Apply Now
RBC Signature No Limit Banking is a comprehensive chequing account that offers everyday banking convenience. It includes unlimited debit transactions within Canada and the ability to earn Avion points with everyday purchases. With no minimum balance requirement, it’s an accessible option for customers seeking a flexible and feature-rich banking experience.
- Monthly Fees: $16.95*
- No minimum balance is required to maintain this account
- RBC also offers a satisfaction guarantee. If you are not completely satisfied with the account within the first four months of opening it, RBC will refund your monthly fees for up to three months.
- Limited Time Offer: Get $1 new Apple Watch* for opening an eligible new account and completing the qualifying criteria. Plus, get Apple Music and Apple Fitness+ at no cost for 3 months with your new Apple Watch.
- Open an eligible RBC bank account* by June 1, 2026
- Set up and complete two of the following qualifying criteria by August 10, 2026:
- Your payroll or pension as a direct deposit
- Two pre-authorized monthly payments
- Two eligible bill payments to a service provider
- Perks and Benefits of the Account
- Unlimited Debit Transactions in Canada*: Customers can use their accounts as frequently as they wish without worrying about tracking the number of transactions.
- Cross-Border and Non-RBC ATM Usage*: Up to 5 cross-border monthly debits for just $1 per transaction. After the fifth transaction, each cross-border debit will cost $1. Additionally, the account includes 3 non-RBC ATM fee waivers each month, with any subsequent non-RBC ATM transactions at $2 per transaction.
- $16.95/month*: As low as 4/month with the Value Program rebate
- Credit Card Fee Rebate*: Receive up to a $48 rebate on the annual fee of an eligible RBC credit card.
- Free U.S. and International Money Transfers*: Send money internationally or to the U.S. without fees.
- Earn Avion Points*: Earn Avion points on everyday purchases. 1 Avion point for every $10 spent.
- Free Interac e-Transfer Transactions*: Send money easily using Interac e-Transfer without incurring additional charges.
- Savings on Gas*: When you link your RBC account to your Petro-Points card, you will save 3¢ per litre on fuel at participating Petro-Canada locations.
The RBC Signature No Limit Banking account is a versatile option for those looking to take advantage of multiple everyday banking benefits while earning points and saving on expenses such as gas and credit card fees.
A Detailed list of all the benefits of the RBC Signature No Limit Banking account can be found here.
*Conditions Apply. View Legal Disclaimers
RBC Advantage Banking – Apply Now
The RBC Advantage Banking account is designed for customers seeking a chequing account that offers unlimited debit transactions and valuable features for a low monthly fee.
- Monthly Fees: $12.95*
- Full-Time Students: There is no monthly fee for full-time students. To qualify, students must attend a primary or secondary school or be enrolled in a post-secondary program at a college, university, or other educational institution, whether in Canada or abroad. Post-secondary students must take at least 60% of a full course load for their program during any given semester. RBC may request proof of enrollment at its discretion.
- Perks and Benefits
- Unlimited Debit Transactions in Canada*
- Free U.S. and International Money Transfers*
- Unlimited cash withdrawals at non-RBC ATMs across Canada*
- $12.95/month*: As low as $0/month with the Value Program rebate, or $8.95/month after the Seniors Rebate
- Earn Avion Points*: Earn Avion points on everyday purchases. 1 Avion point for every $10 spent.
- Free Interac e-Transfer Transactions*: Send money easily using Interac e-Transfer without incurring additional charges.
- Savings on Gas*: When you link your RBC Banking account to your Petro-Points card, you will save 3¢ per litre on fuel at participating Petro-Canada locations.
- 1 free NSF fee rebated every calendar year
These features make the RBC Advantage Banking account a great choice for those seeking flexibility, especially newcomers to Canada.
A Detailed list of all the benefits of the RBC Advantage Banking account can be found here.
*Conditions Apply. View Legal Disclaimers
RBC Advantage Banking for Students – Apply Now
The RBC Advantage Banking account is designed for customers seeking a chequing account that offers unlimited debit transactions and valuable features for a low monthly fee. This account is especially beneficial for students, as it provides specific fee waivers tailored to this group.
- Monthly Fees: $12.95*
- Full-Time Students*: There is no monthly fee for full-time students. To be eligible, you must be 24 and under or a full-time student with an Advantage Banking Account. To be considered a full-time student you must attend a primary or secondary school, OR be enrolled in a program at the post-secondary level at a college, university or other educational institution (whether in Canada or not). If you are a post-secondary student you must take at least 60% of the usual course load for the program in which you are enrolled in any particular semester. Proof of enrollment may be requested at our discretion.
- Perks and Benefits
- Unlimited Debit Transactions in Canada*
- Free U.S. and International Money Transfers*
- Credit Card Fee Rebate*: Receive up to a $48 rebate on the annual fee of an eligible RBC credit card.
- Earn Avion Points*: Earn Avion points on everyday purchases. 1 Avion point for every $10 spent.
- Free Interac e-Transfer Transactions*: Send money easily using Interac e-Transfer without incurring additional charges.
These features make the RBC Advantage Banking account a great choice for those seeking flexibility, especially students.
A Detailed list of all the benefits of the RBC Advantage Banking account can be found here.