Table of Contents
Scotiabank Gold American Express® Card – Apply Now
- Annual Fee: $120
- Welcome Bonus: Up to 65,000 bonus Scene+ points¹ (Apply by January 3, 2027)
- 40,000 points with $2,000 in everyday eligible purchases in the first 3 months from account opening
- 25,000 points with $7,500 in everyday eligible purchases in the first year of Cardmembership
- Earning Rate:
- 6X Scene+ points¹ at Sobeys, Safeway, FreshCo, Foodland, and more
- 5X Scene+ points¹ on other Grocery stores, Dining and Entertainment (Canada only)
- 3X Scene+ points¹ on Gas, Daily Transit, Select Streaming Services (Canada only)
- 1X Scene+ points¹ on all other purchases
- Other Key Benefits:
- Pay no foreign transaction Fees – save 2.5% on all your foreign currency purchases
- Additional benefits + 4X on every dollar spent on hotel bookings, car rentals and on things to do with Scene+ Travel, Powered by Expedia
- Get up to 12¢/L in value on fuel purchases at Shell stations°
- Comprehensive Travel and shopping Insurance coverage*;
- Travel Medical Emergency Insurance
- Trip Cancellation/Trip Interruption Insurance
- Flight Delay Insurance
- Delayed and Lost Baggage Insurance
- Travel Accident Insurance
- Rental Car Collision Loss/Damage Insurance
- Hotel/Motel Burglary Insurance
- Mobile Device Insurance
- Purchase Security & Extended Warranty Protection
*Terms and conditions apply. See Card Provider’s website and Card Application for complete card details, terms and current offers. Reasonable efforts are made to maintain accuracy of information.
A detailed list of benefits and perks of the Card is listed here
Scotiabank Passport® Visa Infinite +* – Apply Now
Dubbed the best no-foreign-transaction-fee card in Canada, this Visa card is a travel favourite because of its worldwide acceptance. With complimentary lounge access and the ability to earn points on everyday spending, it’s easy to see why the Card enjoys the accolades it does.
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- Annual Fee: $150 for the primary card, $0 for the first additional card and $50 for each additional card thereafter.
- Purchase Interest: 20.99%
- Cash Advance Interest: 22.99%
- Welcome Bonus: up to 45,000 bonus Scene+ points¹ (Apply by January 3, 2027);
- 15,000 points for new clients who spend $3,000 within the first 3 months.
- 20,000 points for new clients who spend $10,000 within the first 6 months.
- 10,000 points when you spend $40,000 annually on your account each year.
- Earning Rate:
- 3x Scene+ points¹ at Sobeys, Safeway, FreshCo, Foodland, and more*
- 2x Scene+ points¹ on other eligible grocery, dining, entertainment and daily transit purchases (including buses, subways, taxis and more)*
- 1x Scene+ points¹ on all other purchases
- Earn additional benefits + up to 4X Scene+ points for every dollar you spend on hotel bookings, car rentals, and things to do with Scene+ Travel, Powered by Expedia.
- Other Key Benefits:
- Pay no foreign transaction Fees – save 2.5% on all your foreign currency purchases
- Enjoy two complimentary 1GB data plans from GigSky every year, valid for up to 15 consecutive days of travel
- Plus, get 30% off future purchases with your Scotiabank Passport Visa Infinite Privilege Card
- Six free lounge visits per year from the date of enrollment via the Visa Airport Companion Program
- Get up to 10¢/L in value on fuel purchases at Shell stations°
- Comprehensive Travel and Shopping Insurance coverage
- Annual Fee: $150 for the primary card, $0 for the first additional card and $50 for each additional card thereafter.
*Terms and conditions apply. See Card Provider’s website and Card Application for complete card details, terms and current offers. Reasonable efforts are made to maintain accuracy of information.
A detailed list of benefits and perks of the Card is listed here
Scotiabank Passport® Visa Infinite Privilege* Card – Apply Now
- Annual Fee:
- $599 for the primary card and $199 for each additional card.
- Purchase Interest: 20.99%
- Cash Advance Interest: 22.99%
- Welcome Bonus: Up to 80,000 bonus Scene+™ points¹ (Apply by January 3, 2027);
- 40,000 points with at least $3,000 in everyday eligible purchases² in the first 3 months.
- 30,000 points with at least $20,000 in everyday eligible purchases² in the first 6 months.
- 10,000 points with one eligible² purchase in the 14th month since opening the account.
- Scene+ Earning Rate:
- 6X Scene+ points¹ on eligible travel purchases
- 3X points for every $1 spent on eligible travel purchases.
- Additional 3X the points7 on hotel bookings, car rentals, and things to do when booking through Scene+ Travel, Powered by Expedia.
- 2X Scene+ points¹ for every $1 spent on eligible dining and entertainment.
- 1X the points on all other purchases.
- 6X Scene+ points¹ on eligible travel purchases
- Other Key Benefits:
- $250 annual travel credit – get a $250 statement credit on the first travel booking with Scene+ Travel, Powered by Expedia. This applies to flights, hotels, car rentals, and travel packages anywhere in the world.
- No Foreign Transaction Fees—Save the 2.5% foreign transaction fee on foreign currency purchases made online or when travelling abroad (only the exchange rate applies).
- Complimentary Lounge Access—The primary cardholder gets ten (10) complimentary airport lounge visits annually. The Visa Airport Companion Program provides access to 1,200+ airport lounges globally.
- Avis®* President’s Club member—complimentary yearly Avis President’s Club membership. This includes two car-class upgrades and the option to skip the line and go straight to your car at most Avis®* locations.
- Visa Infinite Benefits
- Visa Infinite Luxury Hotel Collection—Enjoy benefits including room upgrades, complimentary WiFi and breakfast, early check-out, and more at over 900 properties worldwide.
- Visa Infinite Dining Series – Get access to amazing dining events with top chefs at the best restaurants and wineries nationwide.
- Visa Infinite Concierge–Available 24/7, Complimentary concierge to help plan the perfect trip or a special occasion.
- Get up to 10¢/L in value on fuel purchases at Shell stations°
- Comprehensive Travel and Shopping Insurance coverage5
- Travel Emergency Medical Insurance – up to CAD $5 million in emergency medical coverage for you, your spouse, and your eligible dependent children.
- Trip Cancellation Insurance – Up to $2500 per insured person
- Trip Interruption Insurance – Up to $5000 per insured person
- Flight Delay Insurance – Up to $1000 per insured person per trip
- Delayed and Lost Baggage Insurance – Up to $2500 per trip
- Hotel/Motel Burglary Insurance – Up to $2500 per occurrence
- Rental Car Collision Loss/Damage Insurance – 48 days, limited to vehicles up to $85,000 in value
- Mobile Device Insurance – Lost, Stolen, or accidental damage coverage up to $1000 per occurrence
- Travel Accident Insurance – Up to $500,000 per insured person
- Purchase Security & Extended Warranty Protection
- $599 for the primary card and $199 for each additional card.
*Terms and conditions apply. See Card Provider’s website and Card Application for complete card details, terms and current offers. Reasonable efforts are made to maintain accuracy of information.
A detailed list of benefits and perks of the Card is listed here
Scotiabank Passport Visa Infinite Business Card – Apply Now
The card is tailored for business owners seeking to maximize rewards and enjoy premium travel benefits. Cardholders earn 1.5 Scene+™ points for every $1 spent on eligible business purchases, with no foreign transaction fees on international purchases. The card also offers comprehensive travel insurance coverage and complimentary access to airport lounges through the Visa Airport Companion Program.
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- Annual Fee: $199/Year† (Apply by February 28, 2027)
- Welcome Bonus: 40,000 bonus Scene+ points†;
- 30,000 points with at least $5,000 in eligible business purchases in the first 3 months.
- 10,000 points with at least $60,000 in net eligible business purchases annually.
- Earning Rate: 1.5x for every $1 spent on business purchases
- Other Key Benefits:
- No Foreign Transaction Fees for purchases made online or outside Canada.
- Complimentary Airport Lounge Access, six free visits per year from the date of enrollment
- Complimentary Avis Preferred Plus membership
- Visa Infinite Benefits, including Visa Infinite Concierge and the Luxury Hotel Collection.
- Comprehensive Travel and Shopping Insurance coverage
*Terms and conditions apply. See Card Provider’s website and Card Application for complete card details, terms and current offers. Reasonable efforts are made to maintain accuracy of information.
A detailed list of benefits and perks of the Card is listed here
Scotiabank Platinum American Express Card – Apply Now
A premium travel credit card in the Scotia portfolio that offers an elevated 2x earn on all purchases (without restrictions), along with complimentary lounge access, no foreign transaction fees, and comprehensive travel insurance.
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- Annual Fee:
- Primary Card: $399/year
- Supplementary Card: $99/year
- Welcome Bonus: up to 80,000 bonus Scene+ points¹ (Apply by July 1, 2027);
- 45,000 bonus Scene+ points¹ by making at least $5,000 in everyday eligible purchases in your first 6 months
- 25,000 Scene+ points¹ when you spend at least $10,000 in everyday eligible purchases in your first 12 months
- 10,000 Scene+ points¹ when you make at least one eligible purchase that is posted to your new Account during the 14th month after the month the Account was opened.
- Earning Rate:
- 2x Scene+ points¹ for every $1 spent on all eligible purchases
- Other Key Benefits:
- No Foreign Transaction Fee
- Airport Lounge Access – Priority Pass™ and Plaza Premium lounges
- Primary cardholders get 10 free visits per year from the date of enrolment
- Supplementary cardholders get four free visits per year from the date of enrolment
- Get up to 11¢/L in value on fuel purchases at Shell stations°
- Comprehensive Travel and Shopping Insurance coverage
- Travel Emergency Medical Insurance
- Trip Cancellation / Trip Interruption Insurance
- Flight Delay Insurance
- Rental Car Collision Loss/Damage Insurance
- Delayed and Lost Baggage Insurance
- Travel Accident Insurance
- Hotel/Motel Burglary Insurance
- Mobile Device Insurance
- Purchase Security & Extended Warranty Protection
- Annual Fee:
*Terms and conditions apply. See Card Provider’s website and Card Application for complete card details, terms and current offers. Reasonable efforts are made to maintain accuracy of information.
A detailed list of benefits and perks of the Card is listed here
Redeeming Scene+ points
With Scene+, you can make travel arrangements with any travel provider, site, or operator you choose, and then select the “Apply Points to Travel” option to redeem points to cover your trip costs within 12 months from the date of the eligible travel purchase. Simply:
- Book eligible travel using your Card
- Wait for your travel purchase to be posted to your Card
- Log in and redeem your Scene+ points towards the travel purchase (10,000 points = $100)
Alternatively, you can choose to redeem your Scene+ points for non-travel redemptions, such as gift cards, prepaid cards, or other merchandise. You can also redeem points at over 700 dining partners, including Swiss Chalet, Harvey’s, and Montana’s, or use the ‘Points for Credit’ option to receive a statement credit on your account.
Scotia Momentum® Visa Infinite +* Card – Apply Now
The Scotiabank Momentum Visa Infinite+ card is, hands down, the best cashback card in Canada. No annual fees and 10% cashback on all purchases (up to $2000 in purchases) for the first three months make this a must-have card for all households. After that, this card is a powerhouse for household expenses, with a 4% cashback on groceries, bill payments, and subscription payments and a 2% cashback on food delivery, gas and daily transit.
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- Annual Fee:
$120No annual fee in the first year, including on additional cards.¹ - Welcome Bonus: 10% cash back on all purchases for the first 3 months (up to $2,000 in total purchases)¹. Plus, get a 0% introductory interest rate on balance transfers for the first 12 months. (Apply by April 30, 2027)
- Earning Rate:
- 4% on Groceries (incl. Supermarket), Recurring Bill payments, and Subscription payments ($25k annual limit)
- 2% on Food Delivery, Gas, Daily Transit ($25k annual limit)
- 1% on all other eligible everyday purchases (no limit)
- Insurance Coverage:
- Travel Emergency medical coverage for persons under 65
- Trip Interruption
- Trip Cancellation
- Flight Delay
- Delayed or Lost Luggage
- Rental Car Collision/Lost Damage
- Extended Warranty
- Purchase Security
- Mobile Device Insurance
- Perks:
- Enjoy two complimentary 1GB data plans from GigSky every year, valid for up to 15 consecutive days of travel
- Get up to 7¢/L in value on fuel purchases at Shell stations°
- Annual Fee:
New! Redeem your Cash Back anytime ($25.00 minimum required) instead of having to wait for an annual payout in November.
*Terms and conditions apply. See Card Provider’s website and Card Application for complete card details, terms and current offers. Reasonable efforts are made to maintain accuracy of information.
A detailed list of benefits and perks of the Card is listed here
Scotia Momentum® for Business Visa* Card – Apply Now
The Card is designed to help businesses maximize their rewards and manage expenses effectively. Cardholders earn 3% cash back on eligible gas station, restaurant, and office supply store purchases, as well as on recurring bill payments, and 1% cash back on all other eligible business purchases.
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- Annual Fee: $79
- Special Offer: 2.99% introductory interest rate on Balance transfers for the first 6 months (Apply by April 30, 2027)
- Earning Rate:
- 3% on Gas Stations, Restaurants and Office Supply Stores
- 3% on Recurring Bill Payments
- 2% on Shipping, Accounting, and Bookkeeping Services
- 1% on all other eligible purchases for Business
- Other Key Benefits:
- 25-day interest-free grace period on new purchases
- Flexibility to buy now and pay over time with Scotia SelectPayTM
- Insurance Coverage:
- Travel Emergency Medical Coverage
- Rental Car Collision/Lost Damage
- Purchase Security & Extended Warranty Protection
New! Redeem your Cash Back anytime ($25.00 minimum required) instead of having to wait for an annual payout in November.
*Terms and conditions apply. See Card Provider’s website and Card Application for complete card details, terms and current offers. Reasonable efforts are made to maintain accuracy of information.
A detailed list of benefits and perks of the Card is listed here