I prefer banking that is tailored to fit my unique needs and lifestyle. That’s precisely what Scotia Bank Accounts aims to deliver – a diverse range of chequing and savings accounts catering to your financial requirements. Whether you’re a tech-savvy mobile banking enthusiast, someone who values personalized financial advice, or a shopper who seeks convenient payment options like VISA Debit and Interac Flash, Scotia accounts have you covered. Enjoy free credit score checks, mobile cheque deposits, and rewards on everyday purchases. The key to saving on bank fees starts with choosing the correct account. Let’s explore the range of Chequing and Savings account options offered by Scotiabank;
Scotia Preferred Package – Apply Now
Scotia Preferred Package is a comprehensive banking solution that caters to a wide range of customers. Its flexible monthly fee structure, generous welcome Bonus, and impressive list of perks and benefits make it an attractive choice for those seeking a convenient, cost-effective, and feature-rich banking experience.
- Monthly Fees: $0* or $16.95 (*No monthly account fee by maintaining a minimum daily closing balance of $4,000 for the entire month)
- Welcome Bonus: $350*
*Open a new Preferred Package bank account by October 31, 2023, and fulfill a few simple requirements, and you become eligible for a $350 welcome bonus. Here’s how to qualify:Within two months of opening your account, you have the flexibility to choose any two of the following options:
- Set up one eligible automated recurring direct deposit, such as your payroll or pension, that recurs for three consecutive months.
- Set up two eligible recurring pre-authorized transactions, each worth $50 or more, which should also recur for three consecutive months.
- Make one eligible bill payment of at least $50 using online or mobile banking.
- Perks and Benefits:
The Scotia Preferred Package doesn’t stop at just the welcome Bonus and flexible monthly fees. It offers an array of perks and benefits designed to enhance your banking experience and help you save money. Here are some of the highlights:
- Unlimited Debit Transactions: With this account, you can carry out unlimited debit transactions, allowing you to manage your day-to-day expenses without worrying about transaction limits.
- Global Money Transfers: Send money globally for just $1.99 with Scotia International Money Transfer, making it convenient and cost-effective to manage international transactions.
- Unlimited Interac e-Transfer Transactions: In today’s digital age, the ability to transfer money quickly and securely is essential. With unlimited Interac e-Transfer transactions, you have the freedom to move your money seamlessly.
- Overdraft Protection: Life can be unpredictable, and overdraft protection offers peace of mind by preventing unexpected overdraft fees.
- Savings and Investment Opportunities: The Preferred Package also offers preferred rates on select GICs and a limited-time bonus rate with the MomentumPLUS Savings Account, helping you grow your wealth over time.
- Credit Card Perks: Enjoy the first-year annual fee waiver (up to $150) on select credit cards, providing added financial flexibility.
- Scotia iTRADE Benefits: Trade 1 Get 1 Free at Scotia iTRADE, with 20 free trades (stock or ETF) on the mobile app in your first year and 10 free trades every year after, allowing you to explore investment opportunities.
- Scene+ Program: Access exclusive offers and rewards through the Scene+ Program;
- 1 Scene+ point for every $5 spent on everyday purchases.
- 1 Scene+ point for every $1 spent at Cineplex.
- Redeem Scene+ points for travel, shopping, entertainment, dining, banking, and more.
A detailed list of benefits and perks of the account is listed here