Neo Financial - Points Miles and Bling

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Neo has overhauled its entire cashback credit card stack, introducing a new three-plan structure for the Neo World Elite Mastercard.

Eligibility: $80,000 individual or $150,000 household income
Annual Fee: $149, waived for the first year
- Supplementary card fee: $49
Welcome Offer: Earn $100 when you spend $1,500 in your first 3 months for this card only
Cashback Categories – Each tier is then offered in three plans:
- Gas & Grocery
- Shop & Dine
- Everywhere
  - Neo World Elite Mastercard – Gas & Grocery — Apply Now
    - 5% on groceries
    - 4% on recurring payments
    - 3% on gas
    - 1% on everything else
  - Neo World Elite Mastercard – Shop & Dine — Apply Now
    - 5% on food & drink
    - 3% on shopping
    - 1% on everything else
  - Neo World Elite Mastercard – Everywhere — Apply Now
    - 2% on all purchases
Additional Benefits
- Up to 15% boosted cashback at thousands of partners across Canada – on top of base cashback rates^†
- Mastercard World Elite travel benefits^†
- Extended Warranty & Purchase Protection
- Auto Rental Collision Loss Damage
- Comprehensive Travel Insurance^†
  - Out of Province/Country Emergency Medical
  - Delayed and Lost Baggage
  - Flight Delay
  - Trip Cancellation and Trip Interruption
  - Hotel and Motel Burglary
  - …and more

^†Terms and Conditions Apply. Refer to the Neo Financial page for up-to-date offer terms and conditions.

Eligibility: $80,000 individual or $150,000 household income
Annual Fee: $89
Earn Rates:
- 1.25 miles per $1 on United & Star Alliance flights
- 1 mile per $1 on dining & groceries
- 0.75 miles per $1 everywhere else
Additional Benefits
- Free first checked bag
- Group 2 priority boarding for primary cardholder and travel companions
- $120 Nexus fee reimbursement, once every 5 years
- 5,000 miles Renewal Bonus when account remains open and active with eligible spend within 365 days
- Bonus miles through Neo’s merchant 10K+ partner network
- Mastercard World Elite travel benefits^†
  - Extended Warranty & Purchase Protection
  - Auto Rental Collison Loss Damage
  - Comprehensive Travel Insurance^†
    - Out of Province/Country Emergency Medical
    - Delayed and Lost Baggage
    - Flight Delay
    - Trip Cancellation and Trip Interruption
    - Hotel and Motel Burglary
    - …and more

^†Terms and Conditions Apply. Refer to the Neo Financial page for up-to-date offer terms and conditions.