Neo Financial - Points Miles and Bling

Table of Contents

Eligibility: $80,000 individual or $150,000 household income
Annual Fee: $125
Cashback Rates:
- 5% on groceries^† (spend cap of $12,000/Yr)
- 4% on recurring bills^† (spend cap of $6,000/Yr)
- 3% on Gas/EV Charging^† (spend cap of $12,000/Yr)
- 1% on everything else^† (no spend cap)
Additional Benefits
- Additional 5% (avg) back when shopping with Neo cashback partners, on top of the rates above^†
- Mastercard World Elite travel benefits^†
- Extended Warranty & Purchase Protection
- Auto Rental Collison Loss Damage
- Comprehensive Travel Insurance^†
  - Out of Province/Country Emergency Medical
  - Delayed and Lost Baggage
  - Flight Delay
  - Trip Cancellation and Trip Interruption
  - Hotel and Motel Burglary
  - …and more

^†Terms and Conditions Apply. Refer to the Neo Financial page for up-to-date offer terms and conditions.

Eligibility: $80,000 individual or $150,000 household income
Annual Fee: $89
Earn Rates:
- 1.25 miles per $1 on United & Star Alliance flights
- 1 mile per $1 on dining & groceries
- 0.75 miles per $1 everywhere else
Additional Benefits
- Free first checked bag
- Group 2 priority boarding for primary cardholder and travel companions
- $120 Nexus fee reimbursement, once every 5 years
- 5,000 miles Renewal Bonus when account remains open and active with eligible spend within 365 days
- Bonus miles through Neo’s merchant 10K+ partner network
- Mastercard World Elite travel benefits^†
  - Extended Warranty & Purchase Protection
  - Auto Rental Collison Loss Damage
  - Comprehensive Travel Insurance^†
    - Out of Province/Country Emergency Medical
    - Delayed and Lost Baggage
    - Flight Delay
    - Trip Cancellation and Trip Interruption
    - Hotel and Motel Burglary
    - …and more

^†Terms and Conditions Apply. Refer to the Neo Financial page for up-to-date offer terms and conditions.