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BMO Credit Cards

by Anshul
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Table of Contents

  • BMO VIPorter World Elite®* Mastercard®* – Apply Now
  • BMO VIPorter Mastercard ®* – Apply Now
  • BMO AscendTM World Elite®* Mastercard®* – Apply Now
  • BMO eclipse Visa Infinite Privilege* Card – Apply Now
  • BMO eclipse Visa Infinite* Card – Apply Now
  • BMO CashBack® World Elite®* Mastercard®* – Apply Now
  • BMO AIR MILES®† World Elite®* Mastercard®* – Apply Now
BMO VIPorter World Elite®* Mastercard®* – Apply Now
a screen shot of a credit card
  • Eligibility: Minimum $80,000 (individual) or $150,000 (household) annual income required.
  • Annual Fee: $199 (annual fee waived for the first year* for both primary and secondary cardholders)
    • Purchase Interest: 21.99%
    • Cash Advance Interest: 23.99% (21.99% for Quebec residents)
  • Welcome Bonus Offer: Up to 70,000 VIPorter points;
    • 20,000 points with $5,000 spend within the first 110 days after the account open date.
    • 20,000 points + $0 Companion Pass (pay taxes and fees only) + $1000 Qualifying Status boost with $9000 spend within the first 180 days after the account open date.
    • 30,000 points with $18,000 spend within the first 365 days after the account open date.
  • Earn Rate: 
    • 3 points for every $1 spent on Porter purchases.*
    • 2  points for every $1 spent on transportation, gas, groceries, dining and hotel accommodations.*
    • 1  point for every $1 spent on all other purchases.*
  • Additional Benefits: 
    • Priority check-in*, priority security screening, early boarding*, priority re-accommodation for flight delays*
    • One complimentary checked bag and carry-on bag on all Porter fare types*
    • Complimentary PorterClassic seat selection*
    • Earn $1 of Avid Traveller Qualifying Spend for every $25 in eligible credit card spend.
    • Annual round-trip Porter companion pass that gives an additional passenger flying on the same booking 100% off the base fare of any Porter flight when spending at least $50,000 annually on the card.
    • Complimentary membership in Mastercard Travel Pass provided by DragonPass.*
    • Save up to 20% on National Car Rental®†† and Alamo Rent A Car®†† and up to 5% on Enterprise Rent-A-Car®†† at locations worldwide using the Car Rental Booking tool.*
    • Save up to 7% on your Booking.com prepaid hotel or property rental bookings at booking.com/mastercardcanada
  • Comprehensive Insurance Coverage*:
    • Flight delay insurance
    • 21-day out-of-province or country emergency medical insurance
    • Car rental – collision / loss + damage insurance
    • Common carrier insurance
    • Baggage insurance
    • Hotel burglary insurance
    • Extended warranty and purchase protection

*Terms and conditions apply. Refer to the BMO page for up-to-date offer terms and conditions

BMO VIPorter Mastercard ®* – Apply Now

a card with a raccoon sitting on the ground

  • Annual Fee: $89 (annual fee waived for first year for both primary and secondary cardholders)
    • Purchase Interest: 21.99%
    • Cash Advance Interest: 23.99% (21.99% for Quebec residents)
  • Welcome Bonus Offer: Up to 40,000 VIPorter points;
    • 10,000 points with $3,000 spend within the first 110 days after the account open date.
    • 15,000 points + 35% flight discount voucher with $6000 spend within the first 180 days after the account open date.
    • 15,000 points with $10,000 spend within the first 365 days after the account open date.
  • Earn Rate: Cardholders are automatically granted VIPorter Passport Avid Traveller membership benefits, which includes the following Earn structure;
    • 2 points for every $1 spent on Porter purchases.*
    • 1  point for every $1 spent on transportation, gas, groceries, dining and hotel accommodations.*
    • 5  point for every $1 spent on all other purchases.*
  • Additional Benefits: 
    • Cardholders are automatically granted VIPorter Passport membership benefits, including;
      • 6 points for every $1 spent on Porter flights
      • Dedicated airport check-in*, priority security screening, early boarding*, priority re-accommodation for flight delays*
    • Earn $1 of Avid Traveller Qualifying Spend for every $25 in eligible credit card spend.
    • Annual voucher for 35% off the Base Fare on any Porter flights for up to four people when spending at least $25,000 annually on the card.
  • Insurance Coverage:
    • 8-day out-of-province or country emergency medical insurance
    • Car rental – collision / loss + damage insurance
    • Common carrier insurance
    • Flight delay insurance
    • Baggage insurance
    • Hotel burglary insurance

*Terms and conditions apply. Refer to the BMO page for up-to-date offer terms and conditions

BMO AscendTM World Elite®* Mastercard®* – Apply Now

a close-up of a credit card

  • Eligibility: Minimum $80,000 (individual) or $150,000 (household) annual income required.
  • Annual Fee: $150 (annual fee waived for first year* for both the primary cardholder and authorized users)
    • Purchase Interest: 21.99%
    • Cash Advance Interest: 23.99% (21.99% for Quebec residents)
  • Welcome Bonus Offer: Up to 90,000 points;
    • 45,000 points when you spend $4,500 in the first 3 months within the first 110 days after the account open date.
    • 3,750 points for each subsequent month in which you make at least $2,500 in purchases on your card, for 12 months
  • Earn Rate: 
    • 5 points for every $1 spent on eligible travel purchases.*
    • 3 points for every $1 spent on eligible dining, entertainment purchases and recurring bill payments.*
    • 1  point for every $1 spent everywhere else.*
  • Additional Benefits: 
    • Complimentary membership in Mastercard Travel Pass provided by DragonPass,* with four annual complimentary passes.
    • Up to 7 cents off per litre on Shell® fuel, only for BMO cardholders.*
  • Insurance Coverage:
    • Extended Warranty*
    • Purchase Protection*
    • BMO Ascend World Elite Total Travel and Medical Protection:
      • Collision Damage Waiver benefits on rental cars
      • 21 days of Out-of-Province/Out-of-Country Emergency Medical coverage of up to $5 million, and more.*

*Terms and conditions apply. Refer to the BMO page for up-to-date offer terms and conditions

BMO eclipse Visa Infinite Privilege* Card – Apply Now

a credit card with a chip

Invalid request error occurred.

  • Eligibility: Minimum $150,000 (individual) or $200,000 (household) annual income required.
  • Annual Fee: $599
    • Purchase Interest: 21.99%
    • Cash Advance Interest: 23.99% (21.99% for Quebec residents)
  • Welcome Bonus Offer: Up to 120,000 BMO Rewards points;
    • 50,000 points when you spend $6,000 in the first 3 months
    • 30,000 points when you spend at least $30,000 in the first 6 months
    • 40,000 points when you spend at least $75,000 in the first year.
  • Earn Rate: 
    • 5 points for every $1 spent on groceries, dining, drugstore purchases, gas and travel.*
    • 1  point for every $1 spent everywhere else.*
    • 25% more points when you add an authorized user to your account.*
  • Additional Benefits: 
    • $200 annual lifestyle credit to spend however you want.*
    • Visa Airport Companion membership and 6 complimentary airport lounge visits per year*
    • Airport experiences along with Priority Security Lane, airport parking and valet service discounts at select Canadian airports.*
    • Visa Infinite Dining Series and Visa Infinite Wine Country.*
    • Up to 7 cents off per litre on Shell® fuel, only for BMO cardholders.*
  • Insurance Coverage:
    • Out-of-Province/Country Emergency Medical Insurance*
    • Common Carrier Insurance*
    • Car Rental Collision/Loss Damage Insurance*
    • Trip Cancellation/Trip Interruption Insurance*
    • Flight Delay and Baggage Insurance*
    • Mobile Device insurance of up to $1000*
    • Extended Warranty*
    • Purchase Protection*

*Terms and conditions apply. Refer to the BMO page for up-to-date offer terms and conditions

BMO eclipse Visa Infinite* Card – Apply Now

a credit card with a chip and a chip

Invalid request error occurred.

  • Eligibility: Minimum $60,000 (individual) or $150,000 (household) annual income required.
  • Annual Fee: $120 (annual fee waived for first year)
    • Purchase Interest: 21.99%
    • Cash Advance Interest: 23.99% (21.99% for Quebec residents)
  • Welcome Bonus Offer: Up to 60,000 BMO Rewards points;
    • 30,000 points when you spend $6,000 in the first 3 months
    • 2,500 points for each subsequent month in which you make at least $2,000 in purchases on your card, for 12 months
  • Earn Rate: 
    • 5 points for every $1 spent on groceries, dining, gas and transit*
    • 1  point for every $1 spent everywhere else.*
    • 10% more points when you add an authorized user to your account.*
  • Additional Benefits: 
    • $50 anniversary lifestyle credit to spend however you want.*
    • Up to 7 cents off per litre on Shell® fuel, only for BMO cardholders.*
  • Insurance Coverage:
    • Mobile Device insurance of up to $1000*
    • Extended Warranty*
    • Purchase Protection*

*Terms and conditions apply. Refer to the BMO page for up-to-date offer terms and conditions

BMO CashBack® World Elite®* Mastercard®* – Apply Now

a close-up of a credit card

 

  • Eligibility:Minimum $80,000 (individual) or $150,000 (household) annual income required.
  • Annual Fee: $120 (annual fee waived for first year*)
    • Purchase Interest: 21.99%
    • Cash Advance Interest: 23.99% (21.99% for Quebec residents)
  • Welcome Bonus Offer: 10% Cashback in first three months
  • Earn Rate: 
    • 5% on groceries*
    • 4% on transit including ride sharing, taxis and public transportation*
    • 3% on gas and electric vehicle charging*
    • 2% on recurring bill payments like your monthly phone bill or favourite streaming service*
    • 1%  back on all other purchases* (no limit)
  • Additional Benefits: 
    • Up to 20% on National Car Rental®†† and Alamo Rent A Car®†† and up to 5% on Enterprise Rent-A-Car®†† at locations worldwide using the Car Rental Booking tool.*
    • Complimentary membership in Mastercard Travel Pass provided by DragonPass.*
    • Complimentary Roadside Assistance Program*; Including battery boosts, flat-tire change, lockout service and towing
    • Up to 7 cents off per litre on Shell® fuel, only for BMO cardholders.*
  • Insurance Coverage:
    • Extended Warranty*
    • Purchase Protection*
    • BMO Cashback World Elite Total Travel and Medical Protection:
      • 8 days of Out-of-Province/Out-of-Country Emergency Medical coverage of up to $5 million, and more.*

*Terms and conditions apply. Refer to the BMO page for up-to-date offer terms and conditions

BMO AIR MILES®† World Elite®* Mastercard®* – Apply Now

a close-up of a credit card

Invalid request error occurred.

  • Eligibility:Minimum $80,000 (individual) or $150,000 (household) annual income required.
  • Annual Fee: $120 (annual fee waived for first year*)
    • Purchase Interest: 21.99%
    • Cash Advance Interest: 23.99% (21.99% for Quebec residents)
  • Welcome Bonus Offer: 7,000 AIR MILES Bonus Miles
  • Earn Rate: 
    • 3x Miles for every $12 spent at participating AIR MILES Reward Partners*
    • 2x Miles for every $12 spent at any eligible grocery store, wholesale clubs, membership-based retailers and alcohol retailers.*
    • 1x Miles for every $12 that you spend with your credit card everywhere else.*
  • Additional Benefits: 
    • Exclusive 25% discount on one worldwide AIR MILES flight redemption during the calendar year.*
    • Complimentary membership in Mastercard Travel Pass provided by DragonPass.*
    • 7¢/L discount on Shell V-Power®± premium fuel and 2¢/L on all other Shell fuel every time you fuel up!*
  • Insurance Coverage:
    • Extended Warranty*
    • Purchase Protection*
    • BMO AIR MILES World Elite Total Travel and Medical Protection:
      • Collision Damage Waiver benefits on rental cars
      • 15 days of Out-of-Province/Out-of-Country Emergency Medical coverage of up to $5 million, and more.*

*Terms and conditions apply. Refer to the BMO page for up-to-date offer terms and conditions

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