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BMO VIPorter World Elite®* Mastercard®* – Apply Now

- Eligibility: Minimum $80,000 (individual) or $150,000 (household) annual income required.
- Annual Fee: $199 (annual fee waived for the first year* for both primary and secondary cardholders)
- Purchase Interest: 21.99%
- Cash Advance Interest: 23.99% (21.99% for Quebec residents)
- Welcome Bonus Offer: Up to 70,000 VIPorter points;
- 20,000 points with $5,000 spend within the first 110 days after the account open date.
- 20,000 points + $0 Companion Pass (pay taxes and fees only) + $1000 Qualifying Status boost with $9000 spend within the first 180 days after the account open date.
- 30,000 points with $18,000 spend within the first 365 days after the account open date.
- Earn Rate:
- 3 points for every $1 spent on Porter purchases.*
- 2 points for every $1 spent on transportation, gas, groceries, dining and hotel accommodations.*
- 1 point for every $1 spent on all other purchases.*
- Additional Benefits:
- Priority check-in*, priority security screening, early boarding*, priority re-accommodation for flight delays*
- One complimentary checked bag and carry-on bag on all Porter fare types*
- Complimentary PorterClassic seat selection*
- Earn $1 of Avid Traveller Qualifying Spend for every $25 in eligible credit card spend.
- Annual round-trip Porter companion pass that gives an additional passenger flying on the same booking 100% off the base fare of any Porter flight when spending at least $50,000 annually on the card.
- Complimentary membership in Mastercard Travel Pass provided by DragonPass.*
- Save up to 20% on National Car Rental®†† and Alamo Rent A Car®†† and up to 5% on Enterprise Rent-A-Car®†† at locations worldwide using the Car Rental Booking tool.*
- Save up to 7% on your Booking.com prepaid hotel or property rental bookings at booking.com/mastercardcanada
- Comprehensive Insurance Coverage*:
- Flight delay insurance
- 21-day out-of-province or country emergency medical insurance
- Car rental – collision / loss + damage insurance
- Common carrier insurance
- Baggage insurance
- Hotel burglary insurance
- Extended warranty and purchase protection
*Terms and conditions apply. Refer to the BMO page for up-to-date offer terms and conditions
BMO VIPorter Mastercard ®* – Apply Now
- Annual Fee: $89 (annual fee waived for first year for both primary and secondary cardholders)
- Purchase Interest: 21.99%
- Cash Advance Interest: 23.99% (21.99% for Quebec residents)
- Welcome Bonus Offer: Up to 40,000 VIPorter points;
- 10,000 points with $3,000 spend within the first 110 days after the account open date.
- 15,000 points + 35% flight discount voucher with $6000 spend within the first 180 days after the account open date.
- 15,000 points with $10,000 spend within the first 365 days after the account open date.
- Earn Rate: Cardholders are automatically granted VIPorter Passport Avid Traveller membership benefits, which includes the following Earn structure;
- 2 points for every $1 spent on Porter purchases.*
- 1 point for every $1 spent on transportation, gas, groceries, dining and hotel accommodations.*
- 5 point for every $1 spent on all other purchases.*
- Additional Benefits:
- Cardholders are automatically granted VIPorter Passport membership benefits, including;
- 6 points for every $1 spent on Porter flights
- Dedicated airport check-in*, priority security screening, early boarding*, priority re-accommodation for flight delays*
- Earn $1 of Avid Traveller Qualifying Spend for every $25 in eligible credit card spend.
- Annual voucher for 35% off the Base Fare on any Porter flights for up to four people when spending at least $25,000 annually on the card.
- Cardholders are automatically granted VIPorter Passport membership benefits, including;
- Insurance Coverage:
- 8-day out-of-province or country emergency medical insurance
- Car rental – collision / loss + damage insurance
- Common carrier insurance
- Flight delay insurance
- Baggage insurance
- Hotel burglary insurance
*Terms and conditions apply. Refer to the BMO page for up-to-date offer terms and conditions
BMO AscendTM World Elite®* Mastercard®* – Apply Now
- Eligibility: Minimum $80,000 (individual) or $150,000 (household) annual income required.
- Annual Fee: $150 (annual fee waived for first year* for both the primary cardholder and authorized users)
- Purchase Interest: 21.99%
- Cash Advance Interest: 23.99% (21.99% for Quebec residents)
- Welcome Bonus Offer: Up to 90,000 points;
- 45,000 points when you spend $4,500 in the first 3 months within the first 110 days after the account open date.
- 3,750 points for each subsequent month in which you make at least $2,500 in purchases on your card, for 12 months
- Earn Rate:
- 5 points for every $1 spent on eligible travel purchases.*
- 3 points for every $1 spent on eligible dining, entertainment purchases and recurring bill payments.*
- 1 point for every $1 spent everywhere else.*
- Additional Benefits:
- Complimentary membership in Mastercard Travel Pass provided by DragonPass,* with four annual complimentary passes.
- Up to 7 cents off per litre on Shell® fuel, only for BMO cardholders.*
- Insurance Coverage:
- Extended Warranty*
- Purchase Protection*
- BMO Ascend World Elite Total Travel and Medical Protection:
- Collision Damage Waiver benefits on rental cars
- 21 days of Out-of-Province/Out-of-Country Emergency Medical coverage of up to $5 million, and more.*
*Terms and conditions apply. Refer to the BMO page for up-to-date offer terms and conditions
BMO eclipse Visa Infinite Privilege* Card – Apply Now
- Eligibility: Minimum $150,000 (individual) or $200,000 (household) annual income required.
- Annual Fee: $599
- Purchase Interest: 21.99%
- Cash Advance Interest: 23.99% (21.99% for Quebec residents)
- Welcome Bonus Offer: Up to 120,000 BMO Rewards points;
- 50,000 points when you spend $6,000 in the first 3 months
- 30,000 points when you spend at least $30,000 in the first 6 months
- 40,000 points when you spend at least $75,000 in the first year.
- Earn Rate:
- 5 points for every $1 spent on groceries, dining, drugstore purchases, gas and travel.*
- 1 point for every $1 spent everywhere else.*
- 25% more points when you add an authorized user to your account.*
- Additional Benefits:
- $200 annual lifestyle credit to spend however you want.*
- Visa Airport Companion membership and 6 complimentary airport lounge visits per year*
- Airport experiences along with Priority Security Lane, airport parking and valet service discounts at select Canadian airports.*
- Visa Infinite Dining Series and Visa Infinite Wine Country.*
- Up to 7 cents off per litre on Shell® fuel, only for BMO cardholders.*
- Insurance Coverage:
- Out-of-Province/Country Emergency Medical Insurance*
- Common Carrier Insurance*
- Car Rental Collision/Loss Damage Insurance*
- Trip Cancellation/Trip Interruption Insurance*
- Flight Delay and Baggage Insurance*
- Mobile Device insurance of up to $1000*
- Extended Warranty*
- Purchase Protection*
*Terms and conditions apply. Refer to the BMO page for up-to-date offer terms and conditions
BMO eclipse Visa Infinite* Card – Apply Now
- Eligibility: Minimum $60,000 (individual) or $150,000 (household) annual income required.
- Annual Fee: $120 (annual fee waived for first year)
- Purchase Interest: 21.99%
- Cash Advance Interest: 23.99% (21.99% for Quebec residents)
- Welcome Bonus Offer: Up to 60,000 BMO Rewards points;
- 30,000 points when you spend $6,000 in the first 3 months
- 2,500 points for each subsequent month in which you make at least $2,000 in purchases on your card, for 12 months
- Earn Rate:
- 5 points for every $1 spent on groceries, dining, gas and transit*
- 1 point for every $1 spent everywhere else.*
- 10% more points when you add an authorized user to your account.*
- Additional Benefits:
- $50 anniversary lifestyle credit to spend however you want.*
- Up to 7 cents off per litre on Shell® fuel, only for BMO cardholders.*
- Insurance Coverage:
- Mobile Device insurance of up to $1000*
- Extended Warranty*
- Purchase Protection*
*Terms and conditions apply. Refer to the BMO page for up-to-date offer terms and conditions
BMO CashBack® World Elite®* Mastercard®* – Apply Now
- Eligibility:Minimum $80,000 (individual) or $150,000 (household) annual income required.
- Annual Fee: $120 (annual fee waived for first year*)
- Purchase Interest: 21.99%
- Cash Advance Interest: 23.99% (21.99% for Quebec residents)
- Welcome Bonus Offer: 10% Cashback in first three months
- Earn Rate:
- 5% on groceries*
- 4% on transit including ride sharing, taxis and public transportation*
- 3% on gas and electric vehicle charging*
- 2% on recurring bill payments like your monthly phone bill or favourite streaming service*
- 1% back on all other purchases* (no limit)
- Additional Benefits:
- Up to 20% on National Car Rental®†† and Alamo Rent A Car®†† and up to 5% on Enterprise Rent-A-Car®†† at locations worldwide using the Car Rental Booking tool.*
- Complimentary membership in Mastercard Travel Pass provided by DragonPass.*
- Complimentary Roadside Assistance Program*; Including battery boosts, flat-tire change, lockout service and towing
- Up to 7 cents off per litre on Shell® fuel, only for BMO cardholders.*
- Insurance Coverage:
- Extended Warranty*
- Purchase Protection*
- BMO Cashback World Elite Total Travel and Medical Protection:
- 8 days of Out-of-Province/Out-of-Country Emergency Medical coverage of up to $5 million, and more.*
*Terms and conditions apply. Refer to the BMO page for up-to-date offer terms and conditions
BMO AIR MILES®† World Elite®* Mastercard®* – Apply Now
- Eligibility:Minimum $80,000 (individual) or $150,000 (household) annual income required.
- Annual Fee: $120 (annual fee waived for first year*)
- Purchase Interest: 21.99%
- Cash Advance Interest: 23.99% (21.99% for Quebec residents)
- Welcome Bonus Offer: 7,000 AIR MILES Bonus Miles
- Earn Rate:
- 3x Miles for every $12 spent at participating AIR MILES Reward Partners*
- 2x Miles for every $12 spent at any eligible grocery store, wholesale clubs, membership-based retailers and alcohol retailers.*
- 1x Miles for every $12 that you spend with your credit card everywhere else.*
- Additional Benefits:
- Exclusive 25% discount on one worldwide AIR MILES flight redemption during the calendar year.*
- Complimentary membership in Mastercard Travel Pass provided by DragonPass.*
- 7¢/L discount on Shell V-Power®± premium fuel and 2¢/L on all other Shell fuel every time you fuel up!*
- Insurance Coverage:
- Extended Warranty*
- Purchase Protection*
- BMO AIR MILES World Elite Total Travel and Medical Protection:
- Collision Damage Waiver benefits on rental cars
- 15 days of Out-of-Province/Out-of-Country Emergency Medical coverage of up to $5 million, and more.*
*Terms and conditions apply. Refer to the BMO page for up-to-date offer terms and conditions