American Express Canada - Points Miles and Bling

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The Platinum Card

- Annual Fee: $799
- Welcome Bonus:
  - Up to 180,000 Membership Rewards® points (Offer ends August 18, 2025)
    - 100,000 points with $10,000 in net purchases in the first three months of Cardmembership
    - 50,000 points with $50,000 spend on your Card in your first 12 months of Cardmembership
    - 30,000 points when you make a purchase between 15 and 17 months of Cardmembership
- Earning Rate:
  - 2X points for every $1 in Card purchases on eligible travel, dining and food delivery in Canada
  - 1X points on all other purchases.
- Other Key Benefits:
  - Metal Platinum Card, precision cut and personally engraved
  - $200 Annual Travel Credit through American Express Travel Online or Platinum® Card Travel Service
  - $200 Annual Dining Credit at some of Canada’s best restaurants
  - Unlock $200 or more in statement credits for qualifying purchases with participating brands
  - American Express Global Lounge Collection™, which unlocks access to over 1400 airport lounges worldwide. This includes The Centurion® Lounge network, Plaza Premium Lounges, and hundreds of other domestic and international lounges designed to enhance your travel experience.
  - Enjoy complimentary benefits that offer an average value of $600 USD at over 1,500 extraordinary properties worldwide when you book Fine Hotels + Resorts
  - Hotel Status Benefit: Hilton Honors Gold Status, Marriott Bonvoy Gold Elite, Hertz® and Avis®
  - Benefits at Toronto Pearson International Airport: Access to Pearson Priority Security Lane, Complimentary valet service at the Express Park and Daily Park, 15% discount (statement credit)on parking rates at the Express Park and Daily Park
  - Comprehensive Travel Insurance coverage: Emergency Medical (out of province/country), Trip Cancellation, Trip Interruption, $500,000 Travel Accident Insurance and more
  - Platinum Concierge: Complementary assistance from a dedicated team, just a phone call away

A detailed list of benefits and perks of the Card is listed here.

American Express Gold Rewards Card

- Annual Fee: $250
- Welcome Bonus:
  - Up to 110,000 Membership Rewards® points (Offer ends August 18, 2025)
    - 5,000 Membership Rewards® points for each monthly billing period with $1,000 in net purchases, up to 60,000 points in a year
    - 30,000 points with $20,000 spend on your Card in your first 12 months of Cardmembership
    - 20,000 points when you make a purchase between 15 and 17 months of Cardmembership
- Earning Rate:
  - 2X Membership Rewards® points for every $1 in Card purchases at eligible gas stations, grocery stores and drugstores in Canada
  - 2X points for every $1 in Card purchases on eligible travel
  - 1X Membership Rewards® points on all other purchases.
- Other Key Benefits:
  - Choice of Gold or Rose Gold metal card
  - 1 Free Additional Gold Rewards Card (a $50 value) to help earn points faster
  - CAD 100 annual Travel Credit towards any single travel booking of $100 or more charged to the Card through American Express Travel Online
  - CAD 50 statement credit when a NEXUS application or renewal fee is charged to the Card
  - Four (4) complimentary visits per Calendar year to Plaza Premium Lounges across Canada.
  - Comprehensive Travel Insurance coverage: Including Emergency Medical (out of province/country), Trip Interruption and Delay, Lost or Stolen Baggage, Baggage Delay, Car Rental Theft and Damage, $500,000 Travel Accident Insurance and more
  - Access to The Hotel Collection properties: Up to a USD 100 hotel credit and Complimentary room upgrade at check-in
  - Hertz Car Rental Benefit: One car class upgrade and fee-waived for one additional driver

A detailed list of benefits and perks of the Card is listed here

American Express Cobalt Card

Monthly Fee: $12.99/month of Cardmembership ($155.88 annually)
Welcome Bonus:
- Up to 22,000 Membership Rewards points
  - 1,250 points for each monthly billing period in which you spend $750 in net purchases on your Card, which can add up to 15,000 MR points annually.
  - 7,000 points with a $2500 spend on your Card in the first 3 months of Cardmembership
Earning Rate:
- 5x on eligible eats and drinks in Canada, including groceries and food delivery
  - Effective August 15, 2023, Cobalt Cardmembers will earn 5x the points on all eligible eats & drinks up to $2,500 monthly, for a total of $30,000 annually
- 3x on eligible streaming subscriptions in Canada
- 2x on eligible gas, transit & ride share in Canada
- 1 Additional point on eligible hotel and car rental bookings via American Express Travel Online
- 1x on every $1 in Card purchases everywhere else

Other Key Benefits:
- Extensive Insurance coverage for travel and shopping
- Amex Special Offers (perks, bonus rewards)
- Enjoy access to hotel bookings, a room upgrade (when available), 12pm check-in and late check-out (when available), and up to $100 USD hotel credit to use on amenities when charged to the room for a stay of 2 or more consecutive nights through The Hotel Collection from American Express Travel

A detailed list of benefits and perks of the Card is listed here

American Express Aeroplan Reserve Card

- Card Type: Credit Card
- Annual Fee: $599
- Welcome Bonus Offer: Get up to 130,000 Aeroplan points (Offer ends August 18, 2025)
  - 60,000 Aeroplan points after spending $7,500 in purchases within the first three months of Cardmembership.
  - 40,000 Aeroplan points when you spend $45,000 in your first 12 months of Cardmembership.
  - 30,000 Aeroplan points when you make a purchase between 15 and 17 months of Cardmembership.
- Earn Rate:
  - 3x on eligible purchases made directly with Air Canada®* and Air Canada Vacations®* when your Welcome Offer ends
  - 2x on eligible Dining and Food Delivery purchases in Canada
  - 1.25x the points on everything else
- Exclusive Benefits at Toronto Pearson International Airport:
  - Access to Pearson Priority Security Lane
  - Complimentary valet service
  - Save 15% on parking rates at the Express Park and Daily Park
  - Save 15% on Car Care Services
- Air Canada Priority Airport Service Benefits:
  - Air Canada Priority Check-in
  - Air Canada Priority Boarding
  - Air Canada Priority Baggage Handling
- Lounge Access:
  - Access to more than 1,200 Priority Pass™ airport lounges around the globe.
  - Access to select Air Canada Maple Leaf Lounges™* and Air Canada Café™* in North America with a same-day ticket on a departing Air Canada or Star Alliance^®* flight. One Guest is allowed.
- Additional Benefits:
  - Extra night free for every 3 hotel nights redeemed with Aeroplan points.
  - Receive up to CAD 100 in statement credits every four years when a NEXUS application or renewal fee is charged to the Card
  - Earn 1,000 Status Qualifying Miles and 1 Status Qualifying Segment for every $5,000 eligible net purchases charged to the Card. Rollover unused Status Qualifying Miles to qualify for Air Canada status the following year
  - Roll over any unallocated Aeroplan Elite™ Status Qualifying Miles and unused eUpgrade Credits to the next year to enjoy during your travels
  - One Annual Worldwide Companion Pass when you spend $25,000 in net purchases before your Card anniversary date. Buy an accompanying Air Canada economy class ticket for a companion at a fixed base fare from $99 to a maximum of CAD 599 (plus taxes, fees, charges, and surcharges)
  - Free first checked bag, up to 23kg/50lb for up to 9 people travelling on the same reservation on Air Canada flights
  - Earn Aeroplan Points faster with Additional Cards ($199 for each Additional Card to enjoy some of the Air Canada travel benefits that the Basic Cardmember receives, $0 for each Additional Aeroplan^®* Reserve No Fee Card to earn points faster)
  - Amex Experiences^TM: From music and movies to specially curated dining and online shopping opportunities, stay connected with all that we have to offer from the comfort of your own home

Details of the American Express^®Aeroplan^®* Reserve Card can be found here.

American Express Aeroplan Card

- Annual Fee: $120
- Welcome Bonus Offer: Up to 40,000 Aeroplan points;
  - 30,000 Aeroplan points after spending $3,000 in purchases on your card within the first 3 months.
  - 10,000 Aeroplan points when you spend $1,000 in purchases in month 13.
- Earn Rate:
  - 2x the points on eligible purchases made directly with Air Canada^®* and Air Canada Vacations^®*
  - 1.5x the points on eligible dining and food delivery purchases in Canada
  - 1x the points on everything else
- Additional Benefits:
  - Earn 1,000 Status Qualifying Miles and 1 Status Qualifying Segment for every $10,000 in eligible net purchases charged to the Card.
  - Free first checked bag, up to 23kg/50lb for up to 9 people travelling on the same reservation on Air Canada Flights
  - Earn Aeroplan points faster with Additional Cards ($50 for each Additional Card to enjoy some of the Air Canada travel benefits that the Basic Cardmember receives, $0 for each Additional Aeroplan^®* No Fee Card to earn points faster)
  - Amex Experiences^TM: From music and movies to specially curated dining and online shopping opportunities, stay connected with all that we have to offer from the comfort of your own home

Details of the new Amex offers on Aeroplan Credit Cards can be found here.

Marriott Bonvoy® American Express®* Card

- Annual Fee: $120
- Welcome Bonus Offer: Get up to 110,000 Marriott Bonvoy® points (Offer ends August 18, 2025);
  - 65,000 points after spending $3,000 in purchases within the first three months of Cardmembership.
  - 30,000 points when you spend $20,000 in your first 12 months of Cardmembership.
  - 15,000 points when you make a purchase between 15 and 17 months of Cardmembership.
- Earning Rate:
  - 5x on spend at participating Marriott Bonvoy properties
  - 2x on all other eligible purchases
- Other Key Benefits:
  - 15 Elite Night Credits each calendar year
  - Annual Free Night Award (up to 35,000 points) after your anniversary each year
  - Complimentary Silver Elite status
  - Upgrade to Gold Elite status with 30K spend per year
  - Referral bonus of 10,000 points
  - Transfer points to airlines: 5,000 bonus airline miles with a transfer of 60,000 Bonvoy points to a frequent flyer program
  - Comprehensive Travel and Shopping Insurance coverage

A detailed list of benefits and perks of the Card is listed here

SimplyCash® Preferred Card from American Express

- Annual Fee: $9.99/month (equals $119.88 annually)
- Welcome Bonus: Earn a bonus 10% cash back on all purchases for your first 3 months (up to $2,000 in purchases). Plus, earn a $50 statement credit when you make a purchase in month 13. This could add up to $250 in bonus value in your first 13 months.
- Earn Rate:
  - 4% cash back on eligible gas station purchases
  - 4% cash back on eligible grocery store purchases in Canada (up to $1,200 cash back annually)
  - 2% cash back on all other purchases (no limit)
- Other Key Benefits:
  - Refer a Friend and earn a bonus of $100 cash back for each approved referral up to a maximum annual referral bonus of $1,500 cash back
  - Extensive insurance coverage:
    - Car Rental Theft and Damage Insurance: Covered for theft, loss and damage of your rental car with an MSRP of up to $85,000 for rentals of 48 days or less
    - Travel Accident Insurance: Covered up to $100,000 of Accidental Death and Dismemberment Insurance
    - Out of Province/Country Emergency Medical Insurance (For under age 65)
    - Lost or Stolen Baggage Insurance: maximum of $500 per trip for all insured person(s) combined
    - Flight Delay Insurance (up to $500)
    - Baggage Delay Insurance (up to $500)
    - Hotel Burglary Insurance (up to $500)
    - Buyer’s Assurance® Protection Plan: Automatically extend the manufacturer’s original warranty up to one additional year
    - Purchase Protection® Plan: Insured for eligible items charged to your Card for 90 days from the date of purchase in the event of accidental physical damage or theft for up to $1,000 per occurrence (for all purchased items combined)
  - Access to memorable experiences with American Express Invites

Detailed list of benefits and perks of the card are listed here

SimplyCash® Card from American Express

- No Annual Fee
- Welcome Bonus: Earn a bonus 5% cash back on all purchases (up to $2,000 in purchases) in your first 3 months as a new SimplyCash® Card from American Express Cardmember
- Earn Rate:
  - 2% cash back on eligible gas station purchases
  - 2% cash back on eligible grocery store purchases in Canada (up to $300 cash back annually)
  - 1.25% cash back on all other purchases
- Other Key Benefits:
  - Refer a Friend and earn a bonus of $50 cash back for each approved referral up to a maximum annual referral bonus of $750 cash back
  - Travel Accident Insurance: Covered up to $100,000 of Accidental Death and Dismemberment Insurance
  - Access to memorable experiences with American Express Invites

Detailed list of benefits and perks of the card are listed here.

Business Platinum Card

- Annual Fee: $799
- Welcome Bonus:
  - Up to 200,000 Membership Rewards® points (Offer ends August 18, 2025)
    - 110,000 points with $15,000 in net purchases in the first three months of Cardmembership
    - 60,000 points with $90,000 spend on your Card in your first 12 months of Cardmembership
    - 30,000 points when you make a purchase between 15 and 17 months of Cardmembership
- Earning Rate:
  - 1.25X Membership Rewards® points for every $1 in Card purchases
- Other Key Benefits:
  - Metal Platinum Card, precision cut and personally engraved
  - 55 interest-free days to maximize cash flow
  - $200 Annual Travel Credit through American Express Travel Online or Platinum® Card Travel Service
  - Up to $120 in eligible Wireless Credits each year – Spend $10 each month with eligible wireless providers month and get a $10 credit.
  - Earn up to $500 in business statement credits on qualifying purchases with Dell and Indeed.
  - Up to $820 in annual business and travel statement credits
  - $100 credit for NEXUS every four years with your Cardmembership
  - American Express Global Lounge Collection™, which unlocks access to over 1400 airport lounges worldwide. This includes The Centurion® Lounge network, Plaza Premium Lounges, and hundreds of other domestic and international lounges designed to enhance your travel experience
  - Hotel Status Benefit: Hilton Honors Gold Status, Marriott Bonvoy Gold Elite, Hertz® and Avis®
  - Enjoy complimentary benefits at an average total value of $600 USD at over 1,500 extraordinary properties worldwide when you book Fine Hotels + Resorts.
  - Benefits at Toronto Pearson International Airport: Access to Pearson Priority Security Lane, Complimentary valet service at the Express Park and Daily Park, 15% discount (statement credit)on parking rates at the Express Park and Daily Park
  - Comprehensive Travel Insurance coverage: Emergency Medical (out of province/country), Trip Cancellation, Trip Interruption, $500,000 Travel Accident Insurance and more
  - Mobile Device Insurance
  - Platinum Concierge: Complementary assistance from a dedicated team, just a phone call away

A detailed list of benefits and perks of the Card is listed here.

American Express Business Gold Rewards Card

- Annual Fee: $199
- Welcome Bonus:
  - Up to 100,000 Membership Rewards® points (Offer ends August 18, 2025)
    - 40,000 points with $7,500 in net purchases in the first three months
    - 40,000 points with $30,000 spend on your Card in your first 12 months of Cardmembership
    - 20,000 points when you make a purchase between 15 and 17 months of Cardmembership
- Earning Rate:
  - 1X Membership Rewards® points on every purchase.
- Other Key Benefits:
  - 55 interest-free days to maximize cash flow
  - Comprehensive Travel Insurance coverage: Trip Interruption and Delay, Lost or Stolen Baggage, Baggage Delay, Car Rental Theft and Damage, $100,000 Travel Accident Insurance and more
  - Access to The Hotel Collection properties: Up to a USD 100 hotel credit and Complimentary room upgrade at check-in
  - Hertz Car Rental Benefit: One car class upgrade and fee-waived for one additional driver

A detailed list of benefits and perks of the Card is listed here

American Express Aeroplan Business Reserve Card

- Card Type: Credit Card
- Annual Fee: $599
- Welcome Bonus Offer: Get up to 140,000 Aeroplan points (Offer ends August 18, 2025)
  - 65,000 Aeroplan points after spending $10,500 in purchases within the first three months of Cardmembership.
  - 45,000 Aeroplan points when you spend $75,000 in your first 12 months of Cardmembership.
  - 30,000 Aeroplan points when you make a purchase between 15 and 17 months of Cardmembership.
- Earn Rate:
  - 3x the points on eligible purchases made directly with Air Canada^®* and Air Canada Vacations^®*
  - 2x the points on eligible hotels and car rentals
  - 1.25x the points on everything else
- Exclusive Benefits at Toronto Pearson International Airport:
  - Access to Pearson Priority Security Lane
  - Complimentary valet service
  - Save 15% on parking rates at the Express Park and Daily Park
  - Save 15% on Car Care Services
- Air Canada Priority Airport Service Benefits:
  - Air Canada Priority Check-in
  - Air Canada Priority Boarding
  - Air Canada Priority Baggage Handling
- Lounge Access:
  - Access to more than 1,200 Priority Pass™ airport lounges around the globe.
  - Access to select Air Canada Maple Leaf Lounges™* and Air Canada Café™* in North America with a same-day ticket on a departing Air Canada or Star Alliance^®* flight. One Guest is allowed.
- Additional Benefits:
  - - Receive up to CAD 100 in statement credits every four years when a NEXUS application or renewal fee is charged to the Card
    - Earn 1,000 Status Qualifying Miles and 1 Status Qualifying Segment for every $5,000 eligible net purchases charged to the Card. Rollover unused Status Qualifying Miles to qualify for Air Canada status the following year
    - Roll over any unallocated Aeroplan Elite™ Status Qualifying Miles and unused eUpgrade Credits to the next year to enjoy during your travels
    - One Annual Worldwide Companion Pass when you spend $25,000 in net purchases before your Card anniversary date. Buy an accompanying Air Canada economy class ticket for a companion at a fixed base fare from $99 to a maximum of CAD 599 (plus taxes, fees, charges, and surcharges)
    - Free first checked bag, up to 23kg/50lb for up to 9 people travelling on the same reservation on Air Canada flights
    - Earn Aeroplan Points faster with Additional Cards ($199 for each Additional Card to enjoy some of the Air Canada travel benefits that the Basic Cardmember receives, $0 for each Additional Aeroplan^®* Reserve No Fee Card to earn points faster)
    - Access to Entertainment and more through American Express^® Experiences:
      - Enjoy a variety of special offers and events in music, sports, Entertainment, dining, retail, and more, created for Cardmembers
      - Front Of The Line^®: access presale and reserved tickets to buzzworthy virtual concerts, drive-in events and other experiences

Details of the American Express^®Aeroplan^®* Business Reserve Card can be found here.

Marriott Bonvoy® Business American Express®* Card

- Annual Fee: $150
- Welcome Bonus Offer: Get up to 130,000 Marriott Bonvoy® points (Offer ends August 18, 2025);
  - 75,000 points after spending $6,000 in purchases within the first three months of Cardmembership.
  - 40,000 points when you spend $30,000 in your first 12 months of Cardmembership.
  - 15,000 points when you make a purchase between 15 and 17 months of Cardmembership.
- Standard Earn Rate:
  - 5x at participating Marriott Bonvoy properties
  - 3x for every $1 spent on eligible gas, dining and travel
  - 2x on all other eligible purchases
- Other Key Benefits:
  - 15 Elite Night Credits each calendar year
  - Annual Free Night Award after your anniversary each year
  - Upgrade to Gold Elite status with 30K spend per year
  - A referral bonus of 15,000 points
  - Transfer points to airlines: 5,000 bonus airline miles with a transfer of 60,000 Bonvoy points to a frequent flyer program
  - Comprehensive Travel and Shopping Insurance coverage
  - Business Benefits – expense management tools and resources, flexibility to pay balances in full or over time, the $150 annual fee may be tax-deductible

A detailed list of benefits and perks of the Card is listed here