Royal Bank of Canada (RBC)

by Anshul
a group of people sitting around a round table
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RBC® Avion Visa Infinite Privilege Card  – Apply Now

a credit card with silver letters and numbers

  • Eligibility: Personal income of $200,000 or a minimum household income of $200,000
  • Annual Fee: $399
  • Welcome Bonus: up to 70,000 Avion Points*
    • 35,000 points on approval*
    • 20,000 bonus points when you spend $5,000 in your first six months*
    • 15,000 one-time anniversary bonus points*
  • Earning Rate:
    • 1.25 Avion points for every dollar spent*
  • Additional Benefits: 
    • Six complimentary global airport lounge access passes through the Visa Airport Companion Program and security fast-track lanes at select Canadian airports*
    • 2X the redemption value on your Avion points when booking first or business class by redeeming Avion points at 100 points = $2.00*
    • 12-month complimentary DashPass subscription^ – Get $0 delivery fee when you add your RBC card to the DoorDash account.
    • Link your RBC card with a Petro-Points membership to instantly save 3₵ per litre on fuel at Petro-Canada stations and earn 20% more Petro-Points and 20% more Avion points
    • Extensive Insurance Coverage
      • Trip cancellation and Trip interruption insurance
      • Out of Province/Country Emergency Medical Insurance
      • Emergency Purchases and Flight Delay Insurance
      • Travel Accident Insurance
      • Auto Rental Collision/Loss Damage Insurance
      • Hotel/Motel Burglary Insurance
      • Purchase Security and Extended Warranty Insurance
      • Mobile Device Insurance included – up to $1,500
    • Luxury Visa Infinite benefits, such as first-in-line service for exclusive events and hotel and dining exclusives via www.visainfinite.ca
    • The Avion Collection: Access to a catalogue of exclusive experiences, offers and savings across many areas of interest

Refer to the RBC page for up-to-date offer terms and conditions

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RBC® Avion Visa Infinite‡ Card  – Apply Now 

a close up of a credit card

  • Eligibility: Personal income of $60,000 or a minimum household income of $100,000
  • Annual Fee: $120
  • Welcome Bonus: 35,000 Avion Points upon approval*
  • Earning Rate:
    • 1.25 Avion points on eligible travel-related purchases*
    • 1 Avion point for every dollar spent*
  • Additional Benefits: 
    • 12-month complimentary DashPass subscription^ – Get $0 delivery fee when you add your RBC card to the DoorDash account.
    • Link your RBC card with a Petro-Points membership to instantly save 3₵ per litre on fuel at Petro-Canada stations and earn 20% more Petro-Points and 20% more Avion points
    • Extensive Insurance Coverage
      • Trip cancellation and Trip interruption insurance
      • Out of Province/Country Emergency Medical Insurance
      • Emergency Purchases and Flight Delay Insurance
      • Travel Accident Insurance
      • Auto Rental Collision/Loss Damage Insurance
      • Hotel/Motel Burglary Insurance
      • Purchase Security and Extended Warranty Insurance
      • Mobile Device Insurance included – up to $1,500
    • Luxury Visa Infinite benefits such as first-in-line service for exclusive events and hotel and dining exclusives via www.visainfinite.ca
    • The Avion Collection: Access to a catalogue of exclusive experiences, offers and savings across many areas of interest
  • Redeeming RBC Rewards points
    • Ultimate flexibility: Avion cardholders can redeem any airline, flight, or time for travel at fixed rates (Taxes and fees extra.†). No blackouts or seat restrictions, even during peak peak seasons;
      • Quick Getaways (Within or to an adjacent province/territory, including U.S. states) = 15,000 points(Max Ticket Price* $350)
      • Explore North America (Anywhere in North America except Hawaii and Alaska) = 35,000 points (Max Ticket Price* $750)
      • Holiday Destinations (Western Canada/U.S. to Mexico, Hawaii, Alaska. Eastern Canada to Bermuda, Central America, Caribbean) = 45,000 points (Max Ticket Price* $900)
      • Take a Vacation (Eastern Canada/U.S. to Mexico, Hawaii, Alaska. Western Canada to Bermuda, Central America, Caribbean) = 55,000 points (Max Ticket Price* $1100)
      • Visit Europe (Major gateway in Canada/U.S. to destinations in Europe) = 65,000 points (Max Ticket Price* $1300)
      • See the World (Major gateway in Canada/U.S. to destinations in Asia, Australia, New Zealand, South Pacific, Middle East, Africa, and South America)= 100,000 points (Max Ticket Price* $2000)
        *Excluding applicable taxes, surcharges and fees.
    • Convert Avion points to other loyalty programs – with a 35,000 bonus, you can convert as follows;
      • 35,000 British Airways Avios
      • 35,000 Cathay Pacific Asia miles
      • 24,500 American Airlines AAdvantage miles
      • 35,000 WestJet points
    • Simple Conversion Rate: Avion cardholders can also redeem for all types of travel, including flights, additional fees and other travel options, using this simple conversion: 100 points = $1
    • Use points from paying bills and paying your card balance to redeem Gift Cards and Merchandise.

* Refer to the RBC page for up-to-date offer terms and conditions

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RBC® ION+ Visa‡ : Apply Now 

a close-up of a credit card

  • Annual Fee: $482
  • Welcome Bonus: 14,000 Avion points on approval^
  • Earn Rate:
    • 3x Avion points for $1 spent1 on ;
      • Grocery, Dining & Food Delivery i
      • Rides (incl. daily public transit and rideshares), Gas & E.V. Charging ii
      • Streaming, Digital Gaming & Subscriptions, and in-game purchases iii
    • 1 RBC Rewards point for every dollar spent on qualifying purchases1
  • Additional Benefits: 
    • 6-month complimentary DashPass subscription^ –Get $0 delivery fee when you add your RBC card to the DoorDash account
    • Link RBC card with a Petro-Points membership to instantly save 3₵ per litre on fuel at Petro-Canada stations and earn 20% more Petro-Points and 20% more Avion points
      • Insurance Coverage:
      • Purchase Security & Extended Warranty Insurance
      • Mobile Device Insurance included – up to $1,000

Refer to the RBC page for up-to-date offer terms and conditions

View Legal Disclaimers

RBC® ION Visa‡ – Apply Now 

a close up of a credit card

  • Annual Fee: $0
  • Welcome Bonus: 7,000 Avion points on approval^
  • Earn Rate:
    • 1.5x Avion points for $1 spent on;
      • Grocery*
      • Rides (incl. daily public transit and rideshares), Gas & E.V. Charging*
      • Streaming, Digital Gaming & Subscriptions*
    • 1 RBC Rewards point for every dollar spent*
  • Additional Benefits: 
    • 6-month complimentary DashPass subscription^ – Get $0 delivery fee when you add your RBC card to the DoorDash account
    • Link RBC card with a Petro-Points membership to instantly save 3₵ per litre on fuel at Petro-Canada stations and earn 20% more Petro-Points and 20% more Avion points
    • Insurance Coverage:
      • Purchase Security & Extended Warranty Insurance

Refer to the RBC page for up-to-date offer terms and conditions

View Legal Disclaimers

RBC® Cash Back Preferred World Elite Mastercard‡ – Apply Now

a credit card with a logo and numbers on it

  • Eligibility: Personal income of $80,000 or a minimum household income of $150,000
  • Annual Fee: $99
  • Welcome Bonus: 12% cash back for the first 3 months on up to $2,000 in total purchases^ (Apply by March 25, 2026)
    • 10.5% bonus cash back plus 1.5% standard cash back on qualifying transactions ^.
  • Standard Earn Rate:
    • 1.5% cash back for every $100 in Net Purchases you make (including pre-authorized bill payments), up to a maximum of $25,000 in Net Purchases per Annual Period and for a maximum Cash Back Reward of $375
    • 1.0% cash back for every $100 in Net Purchases you make in excess of $25,000 per Annual Period, unlimited1.
  • Additional Benefits: 
    • Unlock Exclusive Deals and Benefits – Access offers from over 2,000 top brands, plus get even more points and savings from partners such as Petro-Canada, Rexall, Metro and DoorDash.
    • Mastercard World Elite Benefits – Get access to 1,300+ airport lounges worldwide with Dragon Pass3 and access on-demand apps and subscription services4, all through Mastercard World Elite.
    • 12-month complimentary DashPass subscription7 – Get $0 delivery fee when you add your RBC card to the DoorDash account.
    • Link your RBC card5 with a Petro-Points membership to instantly save 3₵ per litre on fuel at Petro-Canada stations and earn 20% more Petro-Points and 20% more Avion points
    • Earn more Moi points at Metro – Earn 1 extra Moi point for every $2 spent at Metro, Food Basics, Super C, Jean Coutu, Brunet and Première Moisson when you swipe your Moi Rewards card and pay with your linked RBC card (minimum purchase required)⁸
  • Insurance and Protection
    • Purchase Security and Extended Warranty Insurance9 – protect eligible card purchases against loss, theft or damage for up to 120 days, and triple the manufacturer’s original Canadian warranty for up to two years.
    • Auto Rental Collision/Loss Damage Waiver Insurance10

*Refer to the RBC page for up-to-date offer terms and conditions

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Title Image: Photo via RBC Newsroom