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I prefer banking that is tailored to fit my unique needs and lifestyle. That’s precisely what Scotiabank accounts aim to deliver – a diverse range of chequing and savings accounts catering to your financial requirements. Whether you’re a tech-savvy mobile banking enthusiast, someone who values personalized financial advice, or a shopper who seeks convenient payment options like VISA Debit and Interac Flash, Scotia accounts have you covered. Enjoy free credit score checks, mobile cheque deposits, and rewards on everyday purchases. The key to saving on bank fees starts with choosing the correct account. Let’s explore the range of Chequing and Savings account options offered by Scotiabank;
Scotiabank Ultimate Package – Apply Now
- Monthly Fees: $0* or $30.95 (*No monthly account fee by maintaining a minimum daily closing balance of $6,000 for the entire month)
- Welcome Bonus: up to $700 Cash Bonus available until July 31, 2025
- $500 Welcome Bonus when you open a new Preferred Package or Ultimate Package bank account and fulfill a few simple requirements
- $200 additional bonus when you bundle the new Preferred or Ultimate Package chequing account with a new Money Master Savings Account and/or a new eligible Registered Account and complete certain qualifying transactions.
- Perks and Benefits:
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- Unlimited Debit Transactions
- Unlimited No-fee Scotia International Money Transfer
- Unlimited Interac e-Transfer Transactions
- Unlimited free Global non-Scotiabank ABM withdrawals
- No Overdraft Protection fee
- No monthly account fee on a Basic Plus Bank Account (save up to $143 annually)
- Additional 0.10% interest on your MomentumPLUS Savings Account
- Preferred rates on select GIC’s
- No monthly account fee on a Scotia® U.S. Dollar Daily Interest Account
- Credit Card Perks: First-year annual fee waiver (up to $150) on select credit cards.
- Free small safety deposit box ($60 annual fee waived
- 10 free equity trades at Scotia iTRADE in your first year (approximately $100 value) and 5 free equity trades every year after
- Scene+ Program: Access exclusive offers and rewards through the Scene+ Program;
- 1 Scene+ point for every $5 spent on everyday purchases.
- 1 Scene+ point for every $1 spent at Cineplex.
- Redeem Scene+ points for travel, shopping, entertainment, dining, banking, and more.
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A detailed list of benefits and perks of the account is listed here
Scotiabank Preferred Package – Apply Now
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- Monthly Fees: $0* or $16.95 (*No monthly account fee by maintaining a minimum daily closing balance of $4,000 for the entire month)
- Welcome Bonus: up to $700 Cash Bonus available until July 31, 2025
- $500 Welcome Bonus when you open a new Preferred Package or Ultimate Package bank account and fulfill a few simple requirements
- $200 additional bonus when you bundle the new Preferred or Ultimate Package chequing account with a new Money Master Savings Account and/or a new eligible Registered Account and complete certain qualifying transactions.
- Perks and Benefits
- Unlimited Debit Transactions
- Global Money Transfers: Send money globally for just $1.99 with Scotia International Money Transfer
- Unlimited Interac e-Transfer Transactions
- Additional 0.10% interest on your MomentumPLUS Savings Account
- Preferred rates on select GIC’s
- Credit Card Perks: First-year annual fee waiver (up to $150) on select credit cards.
- No monthly account fee on a Scotia® U.S. Dollar Daily Interest Account
- Trade 1 Get 1 Free at Scotia iTRADE® – Get 20 free trades (stock or ETF) on the mobile app in your first year and 10 free trades every year after.
- Scene+ Program: Access exclusive offers and rewards through the Scene+ Program;
- 1 Scene+ point for every $5 spent on everyday purchases.
- 1 Scene+ point for every $1 spent at Cineplex.
- Redeem Scene+ points for travel, shopping, entertainment, dining, banking, and more.
A detailed list of benefits and perks of the account is listed here
Scotia MomentumPLUS Savings Account – Apply Now
- Monthly Fee: $0
- Special Offer: Earn an interest rate of 5.00% for 3 months with a 90-day premium period when you pair a Scotiabank Ultimate Package with a MomentumPLUS Savings Account.
- 4.10% welcome bonus interest rate on eligible deposits for the first 3 months if you open your first account.
- 0.55% regular interest rate.
- Premium Period Interest Rate of 0.25% based on the premium period chosen
- Ultimate Package customers earn an additional interest rate boost of 0.10%
- OR Preferred Package customers earn an additional interest rate boost of 0.05%
To qualify for the Welcome Bonus Interest Rate Offer:
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- Open your first MomentumPLUS Savings Account
- Make a deposit into your Scotiabank MomentumPLUS Savings Account
- Account Perks and Benefits:
- No monthly account fees
- No minimum balance required
- Unlimited self-service transfers
A detailed list of benefits and perks of the account is listed here
Scotia Money Master Savings – Apply Now
- Monthly Fee: $0
- Account Perks and Benefits:
- No monthly account fees
- Earn an Interest rate on every dollar saved
- Unlimited no-fee transfers to other Scotia accounts
A detailed list of benefits and perks of the account is listed here