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WestJet has introduced the WestJet RBC® World Elite Mastercard for Business, designed to help businesses earn WestJet points quickly on travel and operational spending. The card provides enhanced travel benefits, including automatic WestJet Rewards Silver status plus built-in insurance protections for both business and personal travel.
The annual fee for the card is $175, and new primary business cardholders can receive 35,000 welcome WestJet points after making their first purchase on the card. Applicants must meet at least one of the following criteria to be eligible for the card;
- Minimum annual individual income of $80,000, or household annual income of $150,000.
- Minimum annual business revenue of $250,000.
- Minimum spend of $25,000 on purchases eligible for direct payment via credit card.
- Minimum assets under management (AUM) of $400,000.
Earning WestJet Points
The card comes with strong earn rates, and cardholders can earn WestJet points on a wide range of purchases, with no expiry on accumulated points. All points earned by secondary business cardholders will automatically pool into the primary business cardholder’s WestJet Rewards account. Earn rates are as follows:
- 3 WestJet points per $1 spent on WestJet flights and WestJet Vacations packages.
- 3 WestJet points per $1 spent on telecommunications, shipping, and electronics purchases.
- 1.5 WestJet points per $1 spent on all other purchases.
Additional Card Benefits
Primary business cardholders automatically receive WestJet Rewards Silver status until the end of the following calendar year. Silver status benefits include an additional 3 points per $1 on WestJet flights and WestJet vacations, two free checked bags for the cardholder and up to 8 additional guests on the same reservation, priority check-in and boarding, lounge passes and other tier benefits.
Cardholders can also accelerate their tier status with Status Lift – every $5,000 spent earns $200 in tier qualifying spend, helping progress toward Gold or Platinum status.
Other premium benefits include:
- Membership in the Mastercard Travel Pass Program by DragonPass grants access to over 1,300 airport lounges worldwide (usage fees apply).
- Enrollment in the WestJet Biz Program Tier 1, which offers competitive flight discounts (up to 15%) on domestic, transborder, and transatlantic routes.
Insurance Coverage
The card includes built-in insurance coverage for travel and purchases when the card is used for payment. Coverage highlights:
- Trip Cancellation & Interruption Insurance – coverage up to $1,500 per trip (to an overall maximum of $5,000) for each covered person in the event of an unexpected trip cancellation and up to $5,000 per trip (to an overall maximum of $25,000) for each covered person in the event of an unexpected trip interruption.
- Emergency Medical Insurance – Up to 15 consecutive days per trip (3 days for those aged 65+), covering the cardholder, spouse, and eligible dependents.
- Auto Rental Collision/Loss Damage Insurance – Coverage for rental vehicles with an MSRP under $65,000.
- Additional coverages: lost/stolen baggage, hotel/motel burglary, travel accident, flight delay, and delayed baggage insurance.
- Purchase Security & Extended Warranty – Protection against loss, theft, or damage for 90 days after purchase, plus extended warranty coverage for up to one year.
- Mobile Device Protection – Up to $2,000 coverage if your device is lost, stolen, accidentally damaged, or experiences mechanical failure (purchased using the card).
Other Benefits
The WestJet RBC World Elite Mastercard for Business also offers the following value-added perks.
- Fuel Savings – Save 3¢/L at Petro-Canada and earn 20% more Petro-Points when linked.
- Pharmacy Rewards – Earn 50 Be Well points per $1 spent at Rexall when linked.
- Food Delivery Savings – Complimentary 12-month DashPass subscription with $0 delivery fees on eligible DoorDash orders.
Takeaway
The new WestJet RBC® World Elite Mastercard for Business combines strong travel rewards with practical business benefits, offering up to 3 WestJet points per $1 spent, automatic Silver status, and a 35,000-point welcome bonus after first purchase. With comprehensive travel insurance, airport lounge access, and perks like fuel savings and mobile device protection, it’s positioned as a versatile option for business owners who travel frequently and want to maximize WestJet Rewards.
