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RBC continues to dominate the headlines this summer with new, highest-ever bonuses on the RBC Ion Visa and RBC Ion+ Visa. The RBC Ion+ is offering up to 28,000 Avion points, making now a great time to pick one up if you don’t already have one.
This card deserves a permanent spot in your wallet because no matter how much we talk about it, the RBC Ion+ Visa continues to be the most underrated credit card in Canada. For just $48 a year, you earn 3X Avion points on grocery and dining, transit and rideshares, gas & E.V. charging, and streaming and other subscriptions.
Avion points are one of my favourite currencies and offer outsized value when transferring to British Airways Avios or American Airlines AAdvantage — AA’s only transfer partner in Canada. It’s also the only card in Canada to offer transfers at a 1:1 ratio to Cathay Pacific Asia Miles.
In order to transfer to partners, you will also need an RBC Avion Visa Infinite or RBC Avion Visa Infinite Privilege — both of which are also at an all-time-high bonus right now, offering up to 70,000 and 100,000 Avion points, respectively. These offers end on July 15.
RBC® ION+ Visa‡ : Apply Now
- Annual Fee: $482
- Welcome Bonus: 28,000 Avion points upon approval^
- Get 7000 points on approval^
- 14,000 bonus points when you spend $1,500 in your first 6 months^
- 7,000 one-time anniversary bonus points^
- Earn Rate:
- 3x Avion points for $1 spent* on ;
- Grocery, Dining & Food Delivery 1
- Rides (incl. daily public transit and rideshares), Gas & E.V. Charging1
- Streaming, Digital Gaming & Subscriptions, and in-game purchases1
- 1 Avion point for every dollar spent on qualifying purchases1
- 3x Avion points for $1 spent* on ;
- Additional Benefits:
- 6-month complimentary DashPass subscription* – Add your credit card to your DoorDash account and get a 6-month complimentary DashPass subscription6
- Link eligible RBC card* with a Petro-Points membership to instantly save 3₵ per litre on fuel at Petro-Canada stations and earn 20% more Petro-Points and 20% more Avion points4
- Insurance Coverage:
- Purchase Security & Extended Warranty Insurance3
- Mobile Device Insurance included – up to $1,0003
* Refer to the RBC page for up-to-date offer terms and conditions
RBC® ION Visa‡ – Apply Now
- Annual Fee: $0
- Welcome Bonus: Get up to 14,000 Avion points^ (Apply by November 4, 2026)
- 7000 Avion points upon approval^
- 7,000 additional Avion points when you spend $500 or more in qualifying net purchases within the first 3 months from the date of your credit card account open date^
- Earn Rate:
- 1.5x Avion points for $1 spent on;
- Grocery1
- Rides (incl. daily public transit and rideshares), Gas & E.V. Charging1
- Streaming, Digital Gaming & Subscriptions1
- 1 Avion point for every dollar spent1
- 1.5x Avion points for $1 spent on;
- Additional Benefits:
- 6-month complimentary DashPass subscription – Add your credit card to your DoorDash account and get a 6-month complimentary DashPass subscription6
- Link RBC card with a Petro-Points membership to instantly save 3₵ per litre on fuel and earn 20% more Petro-Points and Avion points when you pay with an eligible linked RBC card4
- Insurance Coverage:
- Purchase Security & Extended Warranty Insurance3
*Conditions Apply. Refer to the RBC page for up-to-date offer terms and conditions
For a full rundown of the best ways to redeem RBC Avion points, including the fixed-rate travel chart, check out our Avion guide. Overall, Avion points are some of the most flexible and transferable travel points for both casual and frequent travellers. The simplicity lies in the many easy ways to redeem your Avion points at great value, whether by transferring to a partner or using the fixed-rate travel chart.
Takeaway
The RBC Ion+ Visa’s biggest strength is the currency it earns, which can be converted into other airline miles that are hard to come by in Canada. Earning 3X points for categories like grocery, food, transit, and gas makes this the best Avion credit card for everyday spending.
Combining the RBC Ion+ Visa with the RBC Avion Visa Infinite lets you transfer points to frequent flyer programs, making this one of the best wallet duos in the business.
Regardless, RBC Avion cards offer ultimate redemption flexibility, as both the fixed travel chart and point transfers to partner airlines are fantastic ways to use points.

