Why Scotiabank Passport® Visa Infinite* Card is the best travel card with no Foreign transaction fee

Scotiabank Passport® Visa Infinite* Card is my favourite No Foreign Transaction fee card in Canada, with its worldwide acceptance. The card benefits go beyond being a ‘no foreign transaction fee card,’ and meet four critical criteria that make it one of the best in Canada.

• By charging you no foreign transaction fees, it saves you the 2.5% foreign transaction fee¹ typically charged by other cards on all non-Canadian currency purchases.
• A great travel companion, the Card allows you access to airport lounges with six free visits per year and a complimentary Priority Pass membership, which can be used in over 1,200 lounges around the world.
• The Card comes with comprehensive travel insurance⁵ including emergency medical, trip cancellation/interruption, flight delays, delayed and lost luggage and more.
• The Card earns Scene+™ points. With Scene+, you have the flexibility to make your travel arrangements with any travel provider, site, or operator you choose and then redeem those points to cover your trip costs within 12 months from the date of eligible travel purchase².

And that’s not all. Here is a bonus reason why this is my favourite travel card;

• The Card comes with Visa Infinite* benefits, including room upgrades, complimentary WiFi and breakfast, late check-out, and more at over 900 properties worldwide. It also offers a complimentary AVIS Preferred Plus Membership, which includes complimentary upgrades and discounts of up to 25% off the lowest available retail rate².

There is just so much to love about this Card, and we haven’t even gotten to the welcome bonus points for new cardmembers until July 1, 2025. Let’s look at the benefits and perks of the card.

Scotiabank Passport® Visa Infinite* Card – Apply Now 

• Annual Fee: 
  • $150
    • Purchase Interest: 20.99%
    • Cash Advance Interest: 22.99%
• Welcome Bonus: 40,000 bonus Scene+™ points4 (Apply by July 1, 2025);
  • 30,000 points with at least $2,000 in everyday eligible purchases in the first 3 months.
  • 10,000 points with at least $40,000 in everyday net eligible purchases annually.
• Earning Rate:
  • 3x at Sobeys, Safeway, FreshCo, Foodland, and more²
  • 2x on other eligible grocery, dining, entertainment and daily transit purchases (including buses, subways, taxis and more)²
  • 1x on all other purchases²
• Other Key Benefits:
  • No Foreign Transaction Fees—Save the 2.5% foreign transaction fee¹ on foreign currency purchases made online or when travelling abroad (only the exchange rate applies).
  • Complimentary Lounge Access—The primary cardholder gets six complimentary airport lounge visits annually. The Visa Airport Companion Program provides access to 1,200+ airport lounges globally.
  • Save on Car Rentals—Get a complimentary Avis Preferred Plus membership, which includes complimentary upgrades (when available) and discounts of up to 25% off the lowest available retail rate.
  • Visa Infinite Benefits
    • Visa Infinite Luxury Hotel Collection—Enjoy benefits including room upgrades, complimentary WiFi and breakfast, early check-out, and more at over 900 properties worldwide.
    • Visa Infinite Dining Series – Get access to amazing dining events with top chefs at the best restaurants and wineries nationwide.
    • Entertainment and Lifestyle Offers—Access specially curated offers, including discounted golf, film screenings, retail promotions, and more.
    • Visa Infinite Concierge–Available 24/7, Complimentary concierge to help plan the perfect trip or a special occasion.
  • Comprehensive Travel and Shopping Insurance coverage⁵
    • Travel Emergency Medical Insurance – up to CAD 2 million in emergency medical coverage for you, your spouse, and your eligible dependent children.
    • Trip Cancellation – Up to $1500 per insured person
    • Trip Interruption Insurance – Up to $2500 per insured person
    • Flight Delay Insurance – Up to $500 per insured person per trip
    • Delayed and Lost Baggage Insurance – Up to $1000 per trip
    • Hotel/Motel Burglary Insurance – Up to $1000 per occurrence
    • Rental Car Collision Loss/Damage Insurance – 48 days, limited to vehicles up to $65,000 in value
    • Travel Accident Insurance – Up to $500,000 per insured person
    • Purchase Security & Extended Warranty Protection

A detailed list of benefits and perks of the Card is listed here

Redeeming Scene+™ points

 With Scene+™, you can make travel arrangements with any travel provider, site or operator you choose and then select the “Apply Points to Travel” option to redeem points to cover your trip costs within 12 months from the date of the eligible travel purchase². Simply:

• Book eligible travel using your Scotiabank Passport® Visa Infinite* Card
• Wait for your travel purchase to be posted to your Card
• Log into ScenePlus.ca, and redeem your Scene+™ points towards the travel purchase (10,000 points = $100)

Or you can choose to redeem your Scene+™ for non-travel redemptions.

• Redeem for gift cards, prepaid cards or other merchandise.
• Redeem points at 700+ dining partners, including Swiss Chalet, Harvey’s, Montana’s and more.
• Points for Credit² – Use the ‘Points for Credit’ option to receive an account credit.

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Disclosures:

1 Exchange rate still applies. Conditions apply.
2 Conditions apply.
3 Certain assumptions apply. Actual value may vary.
4 With minimum spend in the 1st year. Conditions apply.
5 Coverages are underwritten by The Manufacturers Life Insurance Company and its wholly owned subsidiary First North American Insurance Company.  Limitations, restrictions and exclusions apply under all insurance coverages.  Please see the certificates of insurance for full coverage details.

*Conditions apply. See Card Provider’s website and Card Application for complete card details, terms and current offers. Reasonable efforts are made to maintain accuracy of information.