Increased welcome bonus on RBC ION, and ION+ cards

Visa RBC ION+ : Apply Now 

• Annual Fee: $48 (charged as $4 each month)
• Welcome Bonus: 14,000 Avion points on approval^{^}(Apply by Nov 4, 2025);
• Earn Rate:
  • 3x Avion points for $1 spent on ;
    • Grocery, Dining & Food Delivery*
    • Rides (incl. daily public transit and rideshares), Gas & E.V. Charging*
    • Streaming, Digital Gaming & Subscriptions*
  • 1 RBC Rewards point for every dollar spent*
• Additional Benefits: 
  • 3-month complimentary DashPass subscription – Enjoy a $0 delivery fee on DoorDash by simply linking the RBC card to the account
  • Link RBC card with a Petro-Points membership to instantly save 3₵ per litre on fuel at Petro-Canada stations and earn 20% more Petro-Points and 20% more Avion points
  • Insurance Coverage:
    • Purchase Security & Extended Warranty Insurance
    • Mobile Device Insurance included – up to $1,000

Refer to the RBC page for up-to-date offer terms and conditions

^{^} This offer only applies to new applications for an RBC ION + Visa credit card received between July 9, 2025 and November 4, 2025 (“Offer Period”) and approved by Royal Bank of Canada (“Royal Bank”), subject to the conditions below. Additional cardholders(s) (co-applicant and authorized user(s)) on the RBC ION+ Visa credit card account, as well as existing cardholders on any RBC Royal Bank personal credit card transferring to an RBC ION+ Visa credit card during the Offer Period, are not eligible for this offer. 14,000 welcome Avion points (“Welcome Points”) will appear on your monthly credit card statement within sixty (60) days after your application has been approved, provided that your RBC ION+ Visa credit card account (“Credit Card Account”) remains open and in good standing at the time the Welcome points are credited to your account, “good standing” meaning that your Credit Card Account must not be past due for more than two (2) consecutive credit card account statement periods, closed, charged off or in credit revoked status. If you close or change your RBC ION+ Visa credit card for another type of RBC Royal Bank credit card before the Welcome Points have been credited to your account, you may lose the benefit of this offer. This offer may not be combined or used in conjunction with any other offer. Royal Bank reserves the right to cancel, modify or withdraw this offer at any time without notice, even after your application has been approved, including if we suspect that you may be manipulating or abusing it, or engaging in any suspicious or fraudulent activity, as determined by Royal Bank in its sole discretion. For complete terms and conditions that apply to the Avion Rewards Program, please visit www.avionrewards.com or call 1-800-769-2512 

Visa RBC ION  – Apply Now 

• Annual Fee: $0
• Welcome Bonus: 7,000 Avion points on approval^{^} (Apply by Nov 4, 2025)
• Earn Rate:
  • 1.5x Avion points for $1 spent on ;
    • Grocery*
    • Rides (incl. daily public transit and rideshares), Gas & E.V. Charging*
    • Streaming, Digital Gaming & Subscriptions*
  • 1 RBC Rewards point for every dollar spent*
• Additional Benefits: 
  • 3-month complimentary DashPass subscription – Enjoy a $0 delivery fee on DoorDash by simply linking the RBC card to the account
  • Link RBC card with a Petro-Points membership to instantly save 3₵ per litre on fuel at Petro-Canada stations and earn 20% more Petro-Points and 20% more Avion points
  • Insurance Coverage:
    • Purchase Security & Extended Warranty Insurance

Refer to the RBC page for up-to-date offer terms and conditions

^{^}This offer only applies to new applications for an RBC ION Visa credit card received between July 9, 2025 and November 4,2025 (“Offer Period”) and approved by Royal Bank of Canada (“Royal Bank”), subject to the conditions below. Additional cardholders(s) (co-applicant and authorized user(s)) on the RBC ION Visa credit card account, as well as existing cardholders on any RBC Royal Bank personal credit card transferring to an RBC ION Visa credit card during the Offer Period, are not eligible for this offer. 

7,000 welcome Avion points (“Welcome Points”) will appear on your monthly credit card statement within sixty (60) days after your application has been approved, provided that your RBC ION Visa credit card account (“Credit Card Account”) remains open and in good standing at the time the Welcome points are credited to your account, “good standing” meaning that your Credit Card Account must not be past due for more than two (2) consecutive credit card account statement periods, closed, charged off or in credit revoked status. If you close or change your RBC ION Visa credit card for another type of RBC Royal Bank credit card before the Welcome Points have been credited to your account, you may lose the benefit of this offer. This offer may not be combined or used in conjunction with any other offer. Royal Bank reserves the right to cancel, modify or withdraw this offer at any time without notice, even after your application has been approved, including if we suspect that you may be manipulating or abusing it, or engaging in any suspicious or fraudulent activity, as determined by Royal Bank in its sole discretion. For complete terms and conditions that apply to the Avion Rewards Program, please visit www.avionrewards.com or call 1-800-769-2512

Redeeming Avion Points

• • Avion Points earned with ION and ION+ cards convert to WestJet Dollars or Avion, 1:1
  • Redeem for all types of travel, including flights, additional fees and other travel options, using this simple conversion 172 points = $1
  • Use points to pay bills and card balance,  172 points = $1
  • Redeem for Gift Cards 140 points =  $1

Take Away

Purely on accelerated earn rate, the RBC ION+ card demands attention from digital savvy individuals that seek to maximize Avion points through grocery delivery, rideshares, and subscription services. The low (or no) annual fee card is a feature that will also appeal to many looking to keep their costs low and earn rates high.