New Offers on Scotiabank Credit Cards to kickstart 2026

Scotiabank Credit Cards – New Offers Jan 2026

Scotiabank has kicked off the new year with a couple of strong acquisition offers in its credit card portfolio. Scotiabank Passport Visa cards get the most significant welcome bonus bump, while the American Express Platinum card extends its strong offer. The popular Gold American Express Card is the only one with an updated offer that is lower than before, and it also drops the annual fee waiver. TLDR;

• Scotiabank Passport® Visa Infinite Privilege* Card – up to 100,000 bonus Scene+™ points† (Apply by April 30, 2026)
• Scotiabank Passport® Visa Infinite* – up to 60,000 bonus Scene+ points† (Apply by July 1, 2026)
• Scotiabank Platinum American Express® Card – up to 80,000 bonus Scene+ points† (Apply by July 1, 2026)
• Scotiabank Gold American Express® Card – up to 45,000 bonus Scene+ points† (Apply by July 1, 2026)

Scotiabank Passport® Visa Infinite Privilege* Card – Apply Now 

• Annual Fee: 
  • $599
    • Purchase Interest: 20.99%
    • Cash Advance Interest: 22.99%
  • Welcome Bonus: Up to 100,000 bonus Scene+™ points† (Apply by April 30, 2026);
    • 30,000 points with at least $3,000 in everyday eligible purchases² in the first 3 months.
    • 45,000 points with at least $20,000 in everyday eligible purchases² in the first 6 months.
    • 25,000 points with one eligible² purchase in the 14th month since opening the account.
  • Scene+ Earning Rate:
    • 6X Scene+ points on travel
      • 3X points for every $1 spent on eligible travel purchases².
      • Additional 3X the points on hotel bookings, car rentals, and things to do when booking through Scene+ Travel, Powered by Expedia.
    • 2X for every $1 spent on eligible dining and entertainment²
    • 1X the points on all other purchases²
  • Other Key Benefits:
    • $250 annual travel credit – get a $250 statement credit on the first travel booking with Scene+ Travel, Powered by Expedia. This applies to flights, hotels, car rentals, and travel packages anywhere in the world.
    • No Foreign Transaction Fees—Save the 2.5% foreign transaction fee¹ on foreign currency purchases made online or when travelling abroad (only the exchange rate applies).
    • Complimentary Lounge Access—The primary cardholder gets ten (10) complimentary airport lounge visits annually. The Visa Airport Companion Program provides access to 1,200+ airport lounges globally.
    • Avis®* President’s Club member—complimentary yearly Avis President’s Club membership. This includes two car-class upgrades and the option to skip the line and go straight to your car at most Avis®* locations.
    • Visa Infinite Benefits
      • Visa Infinite Luxury Hotel Collection—Enjoy benefits including room upgrades, complimentary WiFi and breakfast, early check-out, and more at over 900 properties worldwide.
      • Visa Infinite Dining Series – Get access to amazing dining events with top chefs at the best restaurants and wineries nationwide.
      • Visa Infinite Concierge–Available 24/7, Complimentary concierge to help plan the perfect trip or a special occasion.
    • Comprehensive Travel and Shopping Insurance coverage⁵
      • Travel Emergency Medical Insurance – up to CAD $5 million in emergency medical coverage for you, your spouse, and your eligible dependent children.
      • Trip Cancellation Insurance – Up to $2500 per insured person
      • Trip Interruption Insurance – Up to $5000 per insured person
      • Flight Delay Insurance – Up to $1000 per insured person per trip
      • Delayed and Lost Baggage Insurance – Up to $2500 per trip
      • Hotel/Motel Burglary Insurance – Up to $2500 per occurrence
      • Rental Car Collision Loss/Damage Insurance – 48 days, limited to vehicles up to $85,000 in value
      • Mobile Device Insurance – Lost, Stolen, or accidental damage coverage up to $1000 per occurrence
      • Travel Accident Insurance – Up to $500,000 per insured person
      • Purchase Security & Extended Warranty Protection

A detailed list of benefits and perks of the Card is listed here

Scotiabank Passport® Visa Infinite* – Apply Now 

• • Annual Fee: $150
  • Welcome Bonus: up to 60,000 bonus Scene+ points† (Apply by July 1, 2026);
    • 40,000 points with at least $2,000 in everyday eligible purchases in the first 3 months.
    • 10,000 points with at least $10,000 in everyday net eligible purchases in the first 6 months.
    • 10,000 points with at least $40,000 in everyday net eligible purchases annually.
  • Earning Rate:
    • 3x at Sobeys, Safeway, FreshCo, Foodland, and more*
    • 2x on other eligible grocery, dining, entertainment and daily transit purchases (including buses, subways, taxis and more)*
    • 1x on all other purchases
  • Other Key Benefits:
    • Pay no foreign transaction Fees¹ – save 2.5% on all your foreign currency purchases
    • Complimentary Priority Pass™ membership, plus six free visits per year from the date of enrollment
    • Comprehensive Travel and Shopping Insurance coverage

A detailed list of benefits and perks of the Card is listed here

Scotiabank Platinum American Express Card – Apply Now

• • Annual Fee:
    • Primary Card: $399/year
    • Supplementary Card: $99/year
  • Welcome Bonus: up to 80,000 bonus Scene+ points† (Apply by July 1, 2026);
    • 60,000 bonus Scene+ points by making at least $3,000 in everyday eligible purchases in your first 3 months
    • 20,000 Scene+ points bonus when you spend at least $10,000 in everyday eligible purchases in your first 14 months
  • Earning Rate:
    • 2x Scene+ points for every $1 spent on ALL eligible purchases
  • Other Key Benefits:
    • No FX markup: Foreign Currency Conversion Fee of 0%
    • Airport Lounge Access – Priority Pass™ and Plaza Premium lounges
      • Primary cardholders get 10 free visits per year from the date of enrolment
      • Supplementary cardholders get four free visits per year from the date of enrolment
    • Comprehensive Travel and Shopping Insurance coverage
      • Travel Emergency Medical Insurance
      • Trip Cancellation / Trip Interruption Insurance
      • Flight Delay Insurance
      • Rental Car Collision Loss/Damage Insurance
      • Delayed and Lost Baggage Insurance
      • Travel Accident Insurance
      • Hotel/Motel Burglary Insurance
      • Mobile Device Insurance
      • Purchase Security & Extended Warranty Protection

A detailed list of benefits and perks of the Card is listed here

Scotiabank Gold American Express Card – Apply Now 

• Annual Fee: $120
• Welcome Bonus: Up to 45,000 bonus Scene+ points† (Apply by July 1, 2026)
  • 25,000 points with $2,000 in everyday eligible purchases in the first 3 months from account opening
  • 20,000 points with $7,500 in everyday eligible purchases in the first year of Cardmembership
• Earning Rate:
  • 6X at Sobeys, Safeway, FreshCo, Foodland, and more*
  • 5X on other Grocery stores, Dining and Entertainment (Canada only)*
  • 3X Gas, Daily Transit, Select Streaming Services (Canada only)*
  • 1X on all other purchases
    
• Other Key Benefits:
  • Pay no foreign transaction Fees¹ – save 2.5% on all your foreign currency purchases
  • Additional benefits + 4X on every dollar spent on hotel bookings, car rentals and on things to do with Scene+ Travel, Powered by Expedia
  • Comprehensive Travel and shopping Insurance coverage*;
    • Travel Medical Emergency Insurance
    • Trip Cancellation/Trip Interruption Insurance
    • Flight Delay Insurance
    • Delayed and Lost Baggage Insurance
    • Travel Accident Insurance
    • Rental Car Collision Loss/Damage Insurance
    • Hotel/Motel Burglary Insurance
    • Mobile Device Insurance
    • Purchase Security & Extended Warranty Protection

A detailed list of benefits and perks of the Card is listed here

Redeeming Scene+ points