Table of Contents
Points Miles and Bling (blog) contains referral or affiliate links. The blog receives a small commission at no additional cost to you. Thank you for your continued support. Credit Card issuers are not responsible for maintaining or monitoring the accuracy of information on this website. For full details, current product information, and Terms and Conditions, click the link included.
Chexy is back with a different promotion: a clever setup that lets you apply for a credit card through Chexy and earn bonus points when you use that card on Chexy. Only TD Aeroplan cards qualify for this special setup, but it is pretty neat, so let’s take a look.
Chexy Adds 1 Aeroplan per Dollar – Offer Ends October 14, 2027
The way you get to as much as 2.25 Aeroplan points per dollar is simple: your TD Aeroplan card earns its usual rate of up to 1.25 points per $1, then Chexy adds another 1 Aeroplan point per $1 on eligible bill payments.
To be eligible for the extra 1 Aeroplan point per dollar, you must have applied and been approved for your TD Aeroplan card through the link provided by Chexy after logging in to your Chexy account. Existing cardholders are not eligible, and this offer ends October 14, 2027.
Then add your new TD Aeroplan card to Chexy and use it to pay existing bills. Points earned from your TD Aeroplan card show up on your TD monthly statement and online accounts, while the 1 Aeroplan point per dollar lands directly in your linked Aeroplan account.
Bonus points earned via Chexy only apply for the first 12 months and are capped at $25,000 in spend.
Up to 2.25 Points per Dollar Spent on TD Aeroplan Cards
Chexy advertises up to 2.25 points per dollar earned on the TD Aeroplan cards because each card offers a different earning rate congruent with its tier in the TD Aeroplan ecosystem. Chexy falls under the “all other purchases” category:
- TD Aeroplan Visa Platinum Credit Card: 0.67 points per $1 spent (1 point per $1.50 spent)
- TD Aeroplan Visa Infinite Card: 1 point per $1 spent
- TD Aeroplan Visa Infinite Privilege Card: 1.25 points per $1 spent
If you’re deciding which tier of Aeroplan card to apply for, consider if you want to spend your way to Aeroplan Elite status, want the 10% Head Start status benefit, or if you only care about a free checked bag.
The new 10% Head Start will take the place of rollover SQM
Only the TD Aeroplan Visa Infinite Privilege Card offers the former benefits, along with unlimited Maple Leaf Lounge access, priority check-in, and Zone 2 boarding. It also acts as the de facto Hyatt co-branded card because of Hyatt and Aeroplan reciprocal perks. The annual fee is going up from $599 to $699 in January 2027, so I recommend applying before then. Come January, you can take advantage of the new $50 x 2 Air Canada wallet credits and worldwide Maple Leaf Lounge access.
If you mainly care about the checked bag, the $139 TD Aeroplan Visa Infinite Card fits the bill, though the fee also rises to $159 in January. Again, apply before then to take advantage of the new $25 x 2 Air Canada wallet credits at the current annual fee.
Is Signing Up for A TD Aeroplan Card via Chexy Worth It?
For the most part, the math checks out. If you’re going to apply for a card anyway, you might as well apply through Chexy so you don’t miss out on the chance to earn an extra 1 Aeroplan point per dollar.
Do note that Chexy charges a 1.75% fee (lower if you have referrals), so you’re effectively buying Aeroplan points for 1.75 cents each (since you’d earn up to 1.25 cents per dollar anyway on non-Chexy transactions). However, if you consider that you’re paying bills you couldn’t otherwise pay with a credit card, the math is admittedly pretty good.
With the TD Aeroplan Visa Infinite Privilege, you’d earn 2.25 Aeroplan points per dollar, which works out to about 0.78 cents per point.
The return is slightly weaker on the lower-tier cards: 2 points per dollar on the Visa Infinite works out to about 0.88 cents per point, while 1.67 points per dollar on the Platinum works out to roughly 1.05 cents per point.
Chexy can also make it easier to earn a new card’s welcome bonus by helping you meet the minimum spend through bills you already pay. Add the extra 1 Aeroplan point per dollar, and the value stacks up quickly.
If you’re already using Chexy with another credit card, switching those payments to a TD Aeroplan card could mean giving up rewards you currently earn elsewhere. Compare what you’d lose on your existing card, but with the extra 1 Aeroplan point per dollar, TD could still come out ahead.
Takeaway
Chexy’s latest promotion is a compelling opportunity for anyone planning to apply for a TD Aeroplan credit card, especially if you already use Chexy to pay rent or other bills. Earning an extra 1 Aeroplan point per dollar on top of your card’s regular earn rate makes the 1.75% processing fee much easier to justify, particularly when you’re also working toward a welcome bonus.
The catch is that you must apply through Chexy, and the bonus is limited to your first $25,000 in spending over 12 months. I’d still compare the return against any card you’re currently using, but if you’re applying for a TD Aeroplan card anyway, there’s little reason to pass up the extra earning opportunity.
