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Scotiabank has released its richest offer for the Scotiabank Gold American Express Card, where new cardmembers can earn up to 50,000 bonus Scene+ points and enjoy no annual fee in the first year (worth $120). The card offers the valuable benefit of no foreign transaction fees on any foreign currency purchases, as well as the highest returns on groceries (up to 6X at select stores), dining, and entertainment.
Scotiabank Gold American Express Card – Apply Now
- Annual Fee:
$120First Year Annual Fee Waived‡ - Welcome Bonus: Up to 50,000 bonus Scene+ points† (Apply by October 31, 2025)
- 30,000 points with $2,000 in everyday eligible purchases in the first 3 months from account opening
- 20,000 points with $7,500 in everyday eligible purchases in the first year of Cardmembership
- Earning Rate:
- 6X at Sobeys, Safeway, FreshCo, Foodland, and more*
- 5X on other Grocery stores, Dining and Entertainment (Canada only)*
- 3X Gas, Daily Transit, Select Streaming Services (Canada only)*
- 1X on all other purchases
- Other Key Benefits:
- Pay no foreign transaction Fees¹ – save 2.5% on all your foreign currency purchases
- Additional benefits + 4X on every dollar spent on hotel bookings, car rentals and on things to do with Scene+ Travel, Powered by Expedia
- Comprehensive Travel and shopping Insurance coverage*;
- Travel Medical Emergency Insurance
- Trip Cancellation/Trip Interruption Insurance
- Flight Delay Insurance
- Delayed and Lost Baggage Insurance
- Travel Accident Insurance
- Rental Car Collision Loss/Damage Insurance
- Hotel/Motel Burglary Insurance
- Mobile Device Insurance
- Purchase Security & Extended Warranty Protection
A detailed list of benefits and perks of the Card is listed here
Redeeming Scene+ points
With Scene+, you can make travel arrangements with any travel provider, site, or operator you choose, and then select the “Apply Points to Travel” option to redeem points to cover your trip costs within 12 months from the date of the eligible travel purchase. Simply:
- Book eligible travel using your Card
- Wait for your travel purchase to be posted to your Card
- Log into ScenePlus.ca, and redeem your Scene+ points towards the travel purchase (10,000 points = $100)
Or you can choose to redeem your Scene+ for non-travel redemptions.
- Redeem for gift cards, prepaid cards or other merchandise.
- Redeem points at 700+ dining partners, including Swiss Chalet, Harvey’s, Montana’s and more.
- Points for Credit – Use the ‘Points for Credit’ option to receive a statement credit on your account.
Takeaway
This is the strongest offer we have seen on the Scotiabank Gold American Express Card. 50,000 Scene+ points can be redeemed for $500 towards any travel purchase, and the annual fee waiver is valued at $120. Add to that the savings from no foreign transaction fees and the strong earning potential of the card, and it makes a compelling case for having this card in your wallet.
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Disclosures:
† With minimum spend in the 1st year. Conditions apply.
‡ Conditions Apply
¹ Exchange rate still applies. Conditions apply.
*On eligible purchases in Canada only. Conditions apply
