The All-New Tangerine Rewards World Elite Mastercard

by Rachel Yuan
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a black and orange credit card

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The Tangerine family of credit cards is expanding with the launch of the new Tangerine® Rewards World Elite®* Mastercard®*, a premium option that offers elevated earning rates, travel perks, and a suite of insurance coverage.

With customizable accelerator categories and Scene+ points as the rewards currency, the card is geared toward Canadians looking for flexibility in how they earn and redeem rewards.

All About the Tangerine Rewards World Elite Mastercard

The Tangerine Rewards World Elite Mastercard has a $120 annual fee for the primary cardholder and a $30 annual fee for each authorized user.

As a World Elite Mastercard, applicants will generally need to meet the standard minimum income requirements of $80,000 personal annual income or $150,000 household annual income, though approval is always subject to Tangerine’s own criteria.

a black and orange credit card

The card earns:

  • 1.5X Scene+ points per dollar spent in up to three categories of your choice
  • 1X Scene+ points per dollar spent on all other purchases

Like Tangerine’s other cards, the ability to choose your own accelerator categories adds flexibility and allows cardholders to tailor rewards to their spending habits.

Every 90 days, you’re able to change your accelerator categories. This adds flexibility, allowing cardholders to optimize their rewards based on changing spending habits.

Foreign currency spend is a very interesting addition, as earning 1.5X Scene+ points will help offset the 2.5% foreign transaction fee.

Scene+ points can be redeemed for travel, statement credits, gift cards, merchandise, and more. The best and most flexible redemption is 1 cent per point toward travel purchases.

Welcome Bonus

Earn up to $600 in value in the first year with the current welcome offer and included perks:

  • Up to 30,000 Scene+ points after meeting the required minimum spending threshold ($300 value)
  • 10,000 bonus Scene+ points annually after meeting a $30,000 annual spending threshold ($100 value)
  • 4 complimentary lounge passes annually ($200 value)

30,000 Scene+ points are worth $300 in travel, so you easily come ahead of the $120 annual fee.

Perks and Insurance Coverage

The Tangerine Rewards World Elite Mastercard includes a suite of travel-focused benefits and insurance coverage.

Cardholders receive:

  • 4 complimentary airport lounge visits per year through Mastercard Travel Pass provided by DragonPass
  • FlexiRoam global roaming data benefits
  • Rental car collision/loss damage insurance
  • Travel Medical
  • Trip Interruption/Cancellation
  • Mobile device insurance
  • Purchase assurance
  • Extended warranty coverage
  • Event Ticket Protection

Bringing a guest to a DragonPass lounge will count as two visits. Additional visits beyond the 4 complimentary provided cost $32 USD each.

As a World Elite Mastercard, cardholders also receive access to Mastercard’s standard suite of benefits, including travel and lifestyle offers through the Mastercard network.

In addition to earning Scene+ points on everyday spending, cardholders can unlock enhanced value at Shell locations in Canada. The following features are already available in Alberta and rolled out nationwide on May 26, 2026.

a woman sitting on a car

Earn Scene+ points at Shell with your Tangerine Rewards World Elite Mastercard

When linking the Tangerine Rewards World Elite Mastercard to Shell Go+, cardholders can receive:

  • 3¢/L fuel savings at the pump, up to 1000 litres per month
  • 4¢/L off V-Power premium fuel until March 6, 2027
  • Up to 3¢ per litre in Scene+ points value
    • 1 Scene+ point per $1 when using a linked Tangerine credit card
    • 1 Scene+ point per litre in fuel purchases
    • 1 Scene+ point per litre in premium fuel when using a linked Tangerine credit card

If you select Gas as a bonus category, you’ll also earn 1.5x Scene+ points per dollar spent when filling up. For drivers who regularly fuel up at Shell, this partnership can add meaningful value to the card’s everyday earning potential.

Takeaway

The Tangerine Rewards World Elite Mastercard is Tangerine’s newest premium credit card in Canada.

With customizable accelerator categories, Scene+ points, airport lounge visits, and a range of insurance coverage, it offers a balanced mix of everyday rewards and travel-oriented perks for eligible applicants.

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